655 48th Ave, Winona, MN 55987 Property Records

Winona County property record for 655 48th Ave, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,360 sqft · built 1978
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,500 (Aug 2025)
Tax Bill	$3,364 (2026)
Deeds & Mortgages	Jan 2019 Line of Credit Aug 2025 Sale & Mortgage + 1 more
APN	`24.015.0030`

Property Details

APN / Parcel Number

Primary APN	`24.015.0030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	136 ft deep x 100 ft wide
Garage Area	760 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 48TH AVE
City	WINONA
State	MN
Zip	55987-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-107 RANGE-007 BAMBENEKS 3RD LOT-003 BLOCK-001
Legal Range	007
Legal Township	107
Legal Section	18
Legal Subdivision	BAMBENEKS 3RD
Legal Block	1
Legal Lot Number	3
Jurisdiction	WINONA MN
Township / Civil Division	GOODVIEW
Census Block Group	1
Census Block	1065
Census Tract	670200

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 48TH AVE, WINONA, MN 55987-1226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2019	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Aug 29, 2025	Warranty Deed, Transfer · Conventional Mortgage WINONA NATIONAL BANK
Jul 16, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Deed Document Number	2025662470
Prior Transfer Date	Jul 14, 2021
Prior Transfer Doc	0000635441
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	655 48TH AVE, WINONA, MN 55987-1226
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000614688
Date	Jan 7, 2019
Instrument	614688

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Aug 29, 2025
Property Address	655 48TH AVE, WINONA, MN 55987-1226
Document Number	000A662470
Instrument Date	Aug 29, 2025
Instrument	A662470
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	655 48TH AVE, WINONA, MN 55987-1226

Mortgage

Document Number	000A662471
Date	Aug 29, 2025
Instrument	A662471

Lender

Name	WINONA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Jul 16, 2021
Property Address	655 48TH AVE, WINONA, MN 55987-1226
Document Number	0000635441
Instrument Date	Jul 14, 2021
Instrument	635441
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Goodview City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,364.00 (+6.19%) Homeowner's exemption	$336,300 (+6.22%) Land $51,300 Building $285,000	$336,300 (+6.22%) Land $51,300 Building $285,000
2025	$3,168.00 (+17.51%) Homeowner's exemption	$316,600 (+12.43%) Land $51,300 Building $265,300	$316,600 (+12.43%) Land $51,300 Building $265,300
2023	$2,696.00 Homeowner's exemption	$281,600 Land $51,300 Building $230,300	$281,600 Land $51,300 Building $230,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Goodview serves 4,158 people · EPA ID MN1850012
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GigFire, Verizon.

Nearby Properties on 48th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures