655 45th Ave, San Francisco, CA 94121 Property Records

San Francisco City property record for 655 45th Ave, San Francisco, CA 94121

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,168 sqft · built 1957
Lot Size0.001 acres (35 sqft)
OwnerIndividual Name on File
Last Sale$2,050,000 (Nov 2020)
Tax Bill$24,690 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2020 Sale & Mortgage
APN1588-003A

Property Details

APN / Parcel Number

Primary APN1588-003A

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,168 sqft Living Area
1st Floor Area2,168 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeFrame
Lot Area35 sqft (0.001 acres)

Location & Zoning

Street Address655 45TH AVE
CitySAN FRANCISCO
StateCA
Zip94121-2434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH1
Legal SubdivisionOUTSIDE LAND BL 328
Legal Block1588
Legal Lot Number3A
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionRICHMOND-PRESIDIO-MARINA
Census Block Group3
Census Block3000
Census Tract47903

Owner

655 45th Ave is owned and occupied by an individual who bought it in November 2020.

Source: San Francisco City records, as of September 8, 2026

Owner of RecordIndividual Name on File
Mailing Address655 45TH AVE, SAN FRANCISCO, CA 94121-2434
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
JMAC LENDING INC
Nov 20, 2020Grant Deed, Transfer
5TH STREET CAP INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2020 · Amount on File
Deed SaleNov 20, 2020 · Amount on File
Prior SaleDec 2, 2014 · Amount on File
Deed Document Number202054329
Prior Transfer DateFeb 17, 2016
Prior Transfer DocK218386
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address655 45TH AVE, SAN FRANCISCO, CA 94121-2434
Transaction TypeMortgage
Record UpdatedJan 19, 2022
Title CompanyUSA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 45TH AVE, SAN FRANCISCO, CA 94121-2434

Mortgage

Document Number0000190478
DateDec 29, 2021
Instrument2021190478
Lender
NameJMAC LENDING INC
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN FRANCISCO CA
Recording DateNov 20, 2020
Property Address655 45TH AVE, SAN FRANCISCO, CA 94121-2434
Document Number0005400329
Instrument DateNov 10, 2020
Instrument54329
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyUSA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,375.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 45TH AVE SAN FRANCISCO CA 941212434, SAN FRANCISCO, CA 94121-2434

Mortgage

Document Number5400330
DateNov 20, 2020
Instrument54330
Lender
Name5TH STREET CAP INC
Address2020 CAMINO DEL RIO N # 700, SAN DIEGO, CA 92108-1545
Agreement
AmountAmount on Record
Term360 Months
DueNov 19, 2050
Interest
Rate TypeAdjustable Rate
Rate6.12%

Tax Assessment & Valuation

The 2025 property tax bill for 655 45th Ave was $24,690 with a homeowner's exemption, up 1% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,100,000 (+3.45%) Land $1,470,000 Building $630,000
2025$24,690.00 (+1%) Homeowner's exemption$2,030,000 Land $1,421,000 Building $609,000
2024$24,445.00 (-5.1%)
2023$25,760.00 (+1.91%) Homeowner's exemption$2,132,820 Land $1,492,974 Building $639,846
2022$25,277.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 655 45th Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 655 45th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,819 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sonic Telecom
Fiber
1,000 / 1,000
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100

May also be available: T-Mobile, Verizon.

Nearby Properties on 45th Ave

Nearby Streets

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