655 41st St, Richmond, CA 94805 Property Records

Contra Costa County property record for 655 41st St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 999 sqft · built 1924
Lot Size	0.087 acres (3,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jun 2020)
Tax Bill	$11,034 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`518-070-011-3`

Property Details

APN / Parcel Number

Primary APN	`518-070-011-3`
Alternative APN	`518-070-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1970
Lot Area	3,800 sqft (0.087 acres)
Garage Type	Attached
Garage Area	160 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	655 41ST ST
City	RICHMOND
State	CA
Zip	94805-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR3
Legal Description	GRAND VIEW TERRACE LOT 20 POR 19 BLK 17
Legal Subdivision	GRAND VIEW TERRACE
Legal Block	17
Legal Lot Number	20
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3010
Census Tract	371000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 41ST ST, RICHMOND, CA 94805-1820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Grant Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Apr 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Jun 15, 2005 · Amount on Record
Deed Document Number	2020108634
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 8, 2020
Property Address	655 41ST ST, RICHMOND, CA 94805-1820
Document Number	0000108634
Map Reference	MB 6 PG 148
Instrument Date	Jun 1, 2020
Instrument	2020-108634
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	655 41ST ST, RICHMOND, CA 94805-1820

Mortgage

Document Number	0000108635
Date	Jun 8, 2020
Instrument	2020-108635

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	655 41ST ST, RICHMOND, CA 94805-1820
Document Number	0000084821
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 41ST ST RICHMOND CA 948051820, RICHMOND, CA 94805-1820

Mortgage

Document Number	0000084821
Date	May 30, 2018
Instrument	84821

Lender

Name	BANK OF WEST
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,864 (+2%) Land $457,359 Building $233,505
2025	$11,034.00 (+5.16%) Homeowner's exemption	$677,319 (+5.63%) Land $448,392 Building $228,927
2023	$10,493.00 (+1.7%) Homeowner's exemption	$641,216 Land $430,981 Building $210,235
2022	$10,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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