655 41st Ave, Vero Beach, FL 32968 Property Records

Indian River County property record for 655 41st Ave, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 852 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Sep 2025)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2018 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00004-0010-00016.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00004-0010-00016.0`
Alternative APN	`79423`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	852 sqft Living Area
1st Floor Area	852 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	110 ft deep x 90 ft wide
View / Lot	Interior
Garage Type	Detached
Garage Area	247 sqft
Porch	Open Porch
Porch Area	52 sqft

Location & Zoning

Street Address	655 41ST AVE
City	VERO BEACH
State	FL
Zip	32968-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CITRUS GARDENS BLK J LOT 16 & S 1/2 OF LOT 17 PBI 3-81
Legal Range	39E
Legal Township	33S
Legal Section	15
Legal Subdivision	CITRUS GARDENS
Legal Block	J
Legal Lot Number	16
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3019
Census Tract	50702

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 41ST AVE, VERO BEACH, FL 32968-1139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Warranty Deed, Transfer · FHA Mortgage MIDFLORIDA CU
Apr 17, 2018	Warranty Deed, Transfer RIOMAR TITLE LLC
Apr 17, 2018	Quit Claim Deed, Transfer RIOMAR TITLE LLC
Jul 5, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 5, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	202546747
Deed Book / Page	3805 / 1545
Prior Transfer Date	Nov 15, 2016
Prior Transfer Doc	0029852193
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 22, 2025
Property Address	655 41ST AVE, VERO BEACH, FL 32968-1139
Document Number	0038051545
Book / Page	3805 / 1545
Map Reference	MB 3 PG 81&82
Instrument Date	Sep 17, 2025
Instrument	3120250046747
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2155 45TH AVE, VERO BEACH, FL 32966-2086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 41ST AVE, VERO BEACH, FL 32968-1139

Mortgage

Document Number	0038051547
Date	Sep 22, 2025
Instrument	3805/1547

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 17, 2018
Property Address	655 41ST AVE, VERO BEACH, FL 32968-1139
Document Number	0031082035
Book / Page	003108 / 002035
Instrument Date	Apr 4, 2018
Instrument	23290
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	RIOMAR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$689.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	592 10TH PL VERO BEACH FL 329606832, VERO BEACH, FL 32960-6832

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 17, 2018
Property Address	655 41ST AVE, VERO BEACH, FL 32968-1139
Document Number	0031082031
Book / Page	003108 / 002031
Instrument Date	Apr 4, 2018
Instrument	23289
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	RIOMAR TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 62ND DR VERO BEACH FL 329666438, VERO BEACH, FL 32966-6438

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 5, 2017
Property Address	655 41ST AVE, VERO BEACH, FL 32968-1139
Document Number	0030380179
Book / Page	003038 / 000179
Instrument Date	Jun 28, 2017
Instrument	38607
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 1ST PL SW VERO BEACH FL 329623419, VERO BEACH, FL 32962-3419

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 5, 2017
Property Address	655 41ST AVE, VERO BEACH, FL 32968-1139
Document Number	0030380181
Book / Page	003038 / 000181
Instrument Date	Jun 28, 2017
Instrument	38608
Transaction Type	Transfer
Record Updated	Jul 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 62ND DR VERO BEACH FL 329666438, VERO BEACH, FL 32966-6438

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 5, 2017
Property Address	655 41ST AVE, VERO BEACH, FL 32968-1139
Document Number	0030380183
Book / Page	003038 / 000183
Instrument Date	Jun 28, 2017
Instrument	38609
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 1ST PL SW VERO BEACH FL 329623419, VERO BEACH, FL 32962-3419

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,279.00 (+16.22%)	$134,930 (-) Land $36,720 Building $98,210	$134,930 (-) Land $36,720 Building $98,210
2024	$1,961.00 (+7.63%)	$134,930 (+2.78%) Land $36,720 Building $98,210	$134,930 (+2.78%) Land $36,720 Building $98,210
2023	$1,822.00 (+10.29%)	$131,277 (+14.65%) Land $36,720 Building $94,557	$131,277 (+14.65%) Land $36,720 Building $94,557
2022	$1,652.00	$114,506 Land $36,720 Building $77,786	$114,506 Land $36,720 Building $77,786

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 234 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	234 in force
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	21 of 25
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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