655 40th St, Des Moines, IA 50312 Property Records

Polk County property record for 655 40th St, Des Moines, IA 50312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 1896
Lot Size	0.197 acres (8,600 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2019)
Tax Bill	$3,310 (2024)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090/03465-000-000`

Property Details

APN / Parcel Number

Primary APN	`090/03465-000-000`
Alternative APN	`782406306012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,722 sqft
1st Floor Area	672 sqft
Upper Floors Area	378 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,600 sqft (0.197 acres)
Lot Dimensions	172 ft deep x 50 ft wide
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	147 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	655 40TH ST
City	DES MOINES
State	IA
Zip	50312-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 KENWORTHY PLACE CORRECTED PLAT
Legal Subdivision	KENWORTHY PLACE CORRECTED PLAT
Legal Lot Number	7
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	4
Census Block	4013
Census Tract	2900

Owner

655 40th St is owned and occupied by two individuals who bought it in October 2019.

Source: Polk County records, as of October 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	655 40TH ST, DES MOINES, IA 50312-3301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 21, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Prior Sale	Aug 10, 2006 · Amount on File
Deed Document Number	201936059
Deed Book / Page	17551 / 938
Prior Transfer Date	Apr 12, 2019
Prior Transfer Doc	0000072155
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	655 40TH ST, DES MOINES, IA 50312-3301
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054665
Date	May 26, 2021
Book Page	18550/615
Instrument	2021-00054665

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Oct 21, 2019
Property Address	655 40TH ST, DES MOINES, IA 50312-3301
Document Number	0000036058
Book / Page	017551 / 000935
Instrument Date	Jun 5, 2019
Instrument	36058
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	655 40TH ST DES MOINES IA 503123301, DES MOINES, IA 50312-3301

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 21, 2019
Property Address	655 40TH ST, DES MOINES, IA 50312-3301
Document Number	201900036059
Book / Page	17551 / 0938
Instrument Date	Jun 5, 2019
Instrument	2019-00036059
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 E KIMBERLY RD STE 100E, 100E, DAVENPORT, IA 52807-7202

Mortgage

Document Number	201900036061
Date	Oct 21, 2019
Instrument	2019-00036061

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Apr 12, 2019
Property Address	655 40TH ST, DES MOINES, IA 50312-3301
Document Number	0000072155
Book / Page	017289 / 000881
Instrument Date	Apr 12, 2019
Instrument	72155
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	655 40TH ST DES MOINES IA 503123301, DES MOINES, IA 50312-3301

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$200,600 Land $49,800 Building $150,800	$200,600 Land $49,800 Building $150,800
2024	$3,310.00
2023		$178,700 Land $44,200 Building $134,500	$178,700 Land $44,200 Building $134,500
2020	$3,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 40th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 40th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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