Catawba County property record for 655 40th Ave Ln NW, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,443 sqft · built 1999 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $52,000 (May 1997) |
| Tax Bill | $2,489 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3705-19-60-9929 |
| Primary APN | 3705-19-60-9929 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,443 sqft Living Area |
| 1st Floor Area | 3,008 sqft |
| Upper Floors Area | 1,504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 176 ft deep x 201 ft wide |
| Garage Area | 837 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 655 40TH AVENUE LN NW |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28601-8080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 2 PLAT 79-162 |
| Legal Subdivision | PLAT |
| Legal Lot Number | 2 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10502 |
655 40th Ave Ln NW is owner-occupied and held in a trust since August 2023.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 655 40TH AVENUE LN NW, HICKORY, NC 28601-8080 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2023 | Intrafamily Transfer, Transfer |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Aug 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1997 · Amount on File |
| Deed Sale | May 1, 1997 · Amount on File |
| Last Transfer Date | Aug 13, 2023 |
| Transfer Doc | 0038260272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Aug 16, 2023 |
| Property Address | 655 40TH AVENUE LN NW, HICKORY, NC 28601-8080 |
| Document Number | 0038260272 |
| Book / Page | 3826 / 272 |
| Map Reference | MB 79 PG 162 |
| Instrument Date | Aug 13, 2023 |
| Instrument | 14455 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 40TH AVENUE LN NW, HICKORY, NC 28601-8080 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 655 40TH AVENUE LN NW, HICKORY, NC 28601-8080 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 655 40TH AVENUE LN NW, HICKORY, NC 28601-8080 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036191976 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 3619/1976 |
| Instrument | 25883 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Aug 29, 2019 |
| Property Address | 655 40TH AVENUE LN NW, HICKORY, NC 28601-8080 |
| Document Number | 0035240164 |
| Book / Page | 003524 / 000164 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 14990 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 655 40TH AVENUE LN NW HICKORY NC 286018080, HICKORY, NC 28601-8080 |
The 2025 property tax bill for 655 40th Ave Ln NW was $2,489, down 23.9% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Hickory City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $624,500 (-) Land $57,700 Building $566,800 | ||
| 2025 | $2,489.00 (-23.86%) | $624,500 Land $57,700 Building $566,800 | |
| 2024 | $3,269.00 | ||
| 2023 | $3,269.00 | $624,500 Land $57,700 Building $566,800 | $624,500 Land $57,700 Building $566,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 40th Ave Ln NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 40th Ave Ln NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HICKORY serves 71,393 people · EPA ID NC0118010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures