655 39th St, Richmond, CA 94805 Property Records

Contra Costa County property record for 655 39th St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 785 sqft · built 1942
Lot Size	0.087 acres (3,800 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Jul 2019)
Tax Bill	$9,145 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`518-090-010-1`

Property Details

APN / Parcel Number

Primary APN	`518-090-010-1`
Alternative APN	`518-090-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	785 sqft Living Area
1st Floor Area	785 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1955
Lot Area	3,800 sqft (0.087 acres)
Garage Area	214 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	655 39TH ST
City	RICHMOND
State	CA
Zip	94805-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GRAND VIEW TERRACE LOT 20 POR 21 BLK 15
Legal Subdivision	GRAND VIEW TERRACE
Legal Block	15
Legal Lot Number	20
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	371000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 39TH ST, RICHMOND, CA 94805-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 30, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	May 15, 2008 · Amount on Record
Deed Document Number	2019118844
Prior Transfer Date	Oct 22, 1997
Prior Transfer Doc	0000209353
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	655 39TH ST, RICHMOND, CA 94805-1805
Document Number	0000073725
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 39TH ST RICHMOND CA 948051805, RICHMOND, CA 94805-1805

Mortgage

Document Number	0000073725
Date	Apr 17, 2020
Instrument	73725

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 30, 2019
Property Address	655 39TH ST, RICHMOND, CA 94805-1805
Document Number	0000118844
Map Reference	MB 6 PG 148
Instrument Date	Jul 24, 2019
Instrument	2019-118844
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CROLONA HTS, CROCKETT, CA 94525-1101

Mortgage

Document Number	0000118845
Date	Jul 30, 2019
Instrument	2019-118845

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$556,639 (+2%) Land $435,050 Building $121,589
2025	$9,145.00 (+3.67%) Homeowner's exemption	$545,725 (+4.04%) Land $426,520 Building $119,205
2023	$8,821.00 (+1.81%) Homeowner's exemption	$524,535 Land $409,958 Building $114,577
2022	$8,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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