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655 38th Ct, Vero Beach, FL 32968 Property Records

Indian River County property record for 655 38th Ct, Vero Beach, FL 32968

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,725 sqft · built 2002
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$415,000 (Jun 2024)
Tax Bill$4,853 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN33-39-15-00023-0000-00043.0

Property Details

APN / Parcel Number

Primary APN33-39-15-00023-0000-00043.0
Alternative APN
  • 80298

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,725 sqft Living Area
1st Floor Area2,187 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGambrel
Roof MaterialShingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions103 ft deep x 86 ft wide
Garage Area462 sqft
DrivewayDriveway
Driveway Area919 sqft

Exterior Amenities

PorchOpen Porch
Porch Area163 sqft
Patio Area390 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number80298
Street Address655 38TH CT
CityVERO BEACH
StateFL
Zip32968-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionWOODBRIDGE ESTATES LOT 43 PBI 13-24
Legal Range39
Legal Township33
Legal Section15
Legal SubdivisionWOODBRIDGE ESTATES SUBDIVISION
Legal Lot Number43
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3005
Census Tract50702

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address655 38TH CT, VERO BEACH, FL 32968-1326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2024 · Amount on Record
Deed SaleJun 5, 2024 · Amount on Record
Prior SaleOct 27, 2016 · Amount on Record
Deed Document Number3120240027514
Deed Book / Page3702 / 2173
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address655 38TH CT, VERO BEACH, FL 32968-1326
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 38TH CT, VERO BEACH, FL 32968-1326

Mortgage

Document Number0034021989
DateMar 25, 2021
Book Page3402/1989
Instrument3120210020831
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,853.00 (+77.9%)$356,647 (+59.96%) Land $50,602 Building $306,045$356,647 (+1.9%) Land $50,602 Building $306,045
2023$2,728.00 (+2.17%)$222,967 (+2.42%)$349,996 (+1.67%) Land $40,481 Building $309,515
2022$2,670.00$217,698$344,263 Land $40,481 Building $303,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 234 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies234 in force
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA21 of 25
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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