655 2nd Ave NE, Carmel, IN 46032 Property Records

Hamilton County property record for 655 2nd Ave NE, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,903 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jan 2017)
Tax Bill	$11,211 (2024)
Deeds & Mortgages	Jan 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-503-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-503-004.000-018`
Alternative APN	`1610300503004000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,903 sqft Living Area
1st Floor Area	1,961 sqft
2nd Floor Area	686 sqft
Basement Area	1,961 sqft
Finished Basement	1,256 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Other
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	145 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610300503004000
Street Address	655 2ND AVE NE
City	CARMEL
State	IN
Zip	46032-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .23, SECTION 30, TOWNSHIP 18, RANGE 4, C W WEIDLERS, LOT 57 & PT 56
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMEL CW WEIDLERS
Legal Lot Number	57,56
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1030
Census Tract	110905

Owner

655 2nd Ave NE is owned and occupied by an individual who bought it in January 2017.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	655 2ND AVE NE, CARMEL, IN 46032-1335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on File
Deed Sale	Jan 17, 2017 · Amount on File
Prior Sale	Jun 16, 2016 · Amount on File
Deed Document Number	2017002246
Record Updated	Jun 8, 2026

January 2017: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 17, 2017
Property Address	655 2ND AVE NE, CARMEL, IN 46032-1335
Document Number	0000002246
Map Reference	DD113 PG36&37
Instrument Date	Jan 11, 2017
Instrument	2017002246
Transaction Type	Construction Loan
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 COPPERWOOD CIR W, CARMEL, IN 46033-9052

Mortgage

Document Number	0000002247
Date	Jan 17, 2017
Instrument	2017002247

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,012,500 (+3.91%) Land $193,200 Building $819,300	$1,012,500 (+3.91%) Land $193,200 Building $819,300
2024	$11,211.00 (+4.62%)	$974,400 (+3.91%) Land $193,200 Building $781,200	$974,400 (+3.91%) Land $193,200 Building $781,200
2023	$10,716.00 (+28.15%) Homeowner's exemption	$937,700 (+28.73%) Land $193,200 Building $744,500	$937,700 (+28.73%) Land $193,200 Building $744,500
2022	$8,362.00 Homeowner's exemption	$728,400 Land $193,200 Building $535,200	$728,400 Land $193,200 Building $535,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 2nd Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 2nd Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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