655 280th St, Britt, IA 50423 Property Records

Hancock County property record for 655 280th St, Britt, IA 50423

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,760 sqft · built 1900
Lot Size	3.9 acres (169,884 sqft)
Owner	2 Individual Names on File
Last Sale	$47,500 (Mar 2012)
Tax Bill	$1,724 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0436451000`

Property Details

APN / Parcel Number

Primary APN	`0436451000`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,432 sqft
Attic	Attic
Attic Area	328 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	169,884 sqft (3.9 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	324 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	655 280TH ST
City	BRITT
State	IA
Zip	50423-8780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 392.29' OF W 673.85 OF S 466' SW SE 36 97 26
Jurisdiction	HANCOCK IA
Township / Civil Division	BINGHAM
Census Block Group	2
Census Block	2055
Census Tract	270400

Owner

655 280th St is owned and occupied by two individuals who acquired it in October 2024.

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	655 280TH ST, BRITT, IA 50423-8780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK
Sep 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS BANK & TRUST CO
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2012 · Amount on File
Deed Sale	Mar 2, 2012 · Amount on File
Deed Document Number	2012351
Last Transfer Date	Oct 2, 2024
Transfer Doc	0000001631
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Recording Date	Aug 5, 2026
Property Address	655 280TH ST, BRITT, IA 50423-8780
Document Number	0000001363
Instrument Date	Jul 31, 2026
Instrument	20261363
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 280TH ST, BRITT, IA 50423-8780

Mortgage

Document Number	0000001363,
Date	Aug 5, 2026
Instrument	20261363

Lender

Name	MANUFACTURERS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 26, 2036

Interest

Rate	6.43%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	655 280TH ST, BRITT, IA 50423-8780
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251594
Date	Sep 19, 2025
Instrument	25-1594

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank
Address	FOREST CITY, IA 50436

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	655 280TH ST, BRITT, IA 50423-8780
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 17-2066
Date	Nov 2, 2017
Instrument	17-2066

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank
Address	FOREST CITY, IA 50436

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 26, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 655 280th St was $1,724, up 17.6% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Unified School District	Forest City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,724.00 (+17.6%)	$183,640 Land $51,600 Building $132,040	$183,640 Land $51,600 Building $132,040
2024	$1,466.00
2023		$140,570 (+32.11%) Land $51,600 Building $88,970	$140,570 Land $51,600 Building $88,970
2022	$1,255.00	$106,400 Land $24,000 Building $82,400
2021			$106,400 Land $24,000 Building $82,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 280th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 280th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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