655 26th St, Des Moines, IA 50312 Property Records

Polk County property record for 655 26th St, Des Moines, IA 50312

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,723 sqft · built 1916
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Jul 2017)
Tax Bill	$3,856 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030/05578-000-000`

Property Details

APN / Parcel Number

Primary APN	`030/05578-000-000`
Alternative APN	`782405307009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,723 sqft Living Area
Gross Area	2,395 sqft
1st Floor Area	681 sqft
Upper Floors Area	672 sqft
Attic	Attic
Attic Area	370 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	655 26TH ST
City	DES MOINES
State	IA
Zip	50312-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 WOODLAND PLACE
Legal Subdivision	WOODLAND PLACE
Legal Lot Number	27
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2017
Census Tract	2700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Woodland Place Historic District listed 2000 · 204 contributing resources · NRIS 00000927

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

655 26th St is owned and occupied by an individual who bought it in July 2017.

Source: Polk County records, as of October 28, 2025

Owner of Record	Individual Name on File
Mailing Address	655 26TH ST, DES MOINES, IA 50312-5115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Prior Sale	Feb 11, 2013 · Amount on File
Deed Document Number	20176984
Deed Book / Page	16576 / 726
Prior Transfer Date	Feb 21, 1997
Prior Transfer Doc	0000059940
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	655 26TH ST, DES MOINES, IA 50312-5115
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000123421
Date	Nov 23, 2021
Book Page	18874/626
Instrument	2021-00123421

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 25, 2017
Property Address	655 26TH ST, DES MOINES, IA 50312-5115
Document Number	0000006984
Book / Page	16576 / 0726
Instrument Date	Jul 21, 2017
Instrument	2017-00006984
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 26TH ST, DES MOINES, IA 50312-5115

Mortgage

Document Number	0000006986
Date	Jul 25, 2017
Book Page	16576/0730
Instrument	2017-00006986

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,900 Land $33,800 Building $212,100	$245,900 Land $33,800 Building $212,100
2024	$3,856.00
2023		$217,300 Land $29,700 Building $187,600	$217,300 Land $29,700 Building $187,600
2020	$3,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 26th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 26th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Verizon, Vero Fiber.

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