655 12th Ave NW, Naples, FL 34120 Property Records

Collier County property record for 655 12th Ave NW, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,048 sqft · built 1991
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Nov 2016)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`331600 29 03C33`

Property Details

APN / Parcel Number

Primary APN	`331600 29 03C33`
Alternative APNs	`375418000040721002903` `37541800004`

Interior

Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Masonry / Concrete Block
Lot Area	49,658 sqft

Location & Zoning

Street Address	655 12TH AVE NW
City	NAPLES
State	FL
Zip	34120-2392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 19 E 75FT OF TR 29
Legal Range	27
Legal Township	48
Legal Section	33
Legal Subdivision	GOLDEN GATE EST UNIT 19
Legal Tract	29
Legal Block	3
Legal Unit	19
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3001
Census Tract	10423

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 12TH AVE NW, NAPLES, FL 34120-2392
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2016 · Amount on Record
Deed Sale	Nov 7, 2016 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Document Number	20165331919
Deed Book / Page	5331 / 2738
Prior Transfer Date	Apr 11, 2008
Prior Transfer Doc	0043510235
Record Updated	Oct 29, 2026

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Mar 21, 2017
Property Address	655 12TH AVE NW, NAPLES, FL 34120-2392
Document Number	0053732967
Book / Page	5373 / 2967
Map Reference	MB7 PG77&78
Instrument Date	Mar 14, 2017
Instrument	5380490
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3895 7TH AVE NW, NAPLES, FL 34120-1646

Mortgage

Document Number	0005380491
Date	Mar 21, 2017
Instrument	5380491

Lender

Name	ENCORE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	Annually
Max Rate At Change	10.4%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,114 (+2.7%)	$260,449 (-8.65%) Land $79,800 Building $180,649
2025	$2,173.00 (+3.87%) Homeowner's exemption	$197,774 (+5.99%)	$285,108 (+14.29%) Land $72,960 Building $212,148
2024	$2,092.00 (+0.97%)
2023	$2,072.00 (-0.14%) Homeowner's exemption	$186,602 (+3%)	$249,459 (+0.19%) Land $46,740 Building $202,719
2022	$2,075.00 Homeowner's exemption	$181,167	$248,978 Land $57,456 Building $191,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20