Winnebago County property record for 6548 Shadow Ridge Rd, Rockford, IL 61107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,312 sqft · built 1993 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,500 (Mar 2017) |
| Tax Bill | $9,972 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159D014 |
| Primary APN | 159D014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,312 sqft Living Area |
| Gross Area | 6,239 sqft |
| 1st Floor Area | 2,192 sqft |
| Basement Area | 2,192 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Terrain | Rolling |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 735 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Account Number | 159D014 |
|---|---|
| Street Address | 6548 SHADOW RIDGE RD |
| City | ROCKFORD |
| State | IL |
| Zip | 61107-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GUILFORD WOODS SUB SW 1/4 SE 1/4 SEC 15-44-2 LOT 014 |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 15 |
| Legal Subdivision | GUILFORD WOODS SUB |
| Legal Lot Number | 014 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 511 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6548 SHADOW RIDGE RD, ROCKFORD, IL 61107-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK ROCKFORD |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK ROCKFORD |
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK ROCKFORD |
| Mar 30, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BK/ROCKFORD |
| Mar 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BK/ROCKFORD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2017 · Amount on Record |
| Deed Sale | Mar 22, 2017 · Amount on Record |
| Prior Sale | Oct 2, 2006 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6548 SHADOW RIDGE RD, ROCKFORD, IL 61107-2624 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013927 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2213927 |
| Name | NORTHWEST BANK ROCKFORD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6548 SHADOW RIDGE RD, ROCKFORD, IL 61107-2624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002459 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2202459 |
| Name | NORTHWEST BANK ROCKFORD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6548 SHADOW RIDGE RD, ROCKFORD, IL 61107-2624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004299 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2104299 |
| Name | NORTHWEST BANK ROCKFORD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6548 SHADOW RIDGE RD, ROCKFORD, IL 61107-2624 |
| Document Number | 0001010498 |
| Instrument Date | Mar 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6548 SHADOW RIDGE RD ROCKFORD IL 611072624, ROCKFORD, IL 61107-2624 |
| Document Number | 0001010498 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 1010498 |
| Name | NORTHWEST BK/ROCKFORD |
|---|---|
| Type | Bank |
| Address | MACHESNEY PARK, IL 61115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 22, 2017 |
| Property Address | 6548 SHADOW RIDGE RD, ROCKFORD, IL 61107-2624 |
| Document Number | 0001008891 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 1008891 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6548 SHADOW RIDGE RD ROCKFORD IL 611072624, ROCKFORD, IL 61107-2624 |
| Document Number | 1008892 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 1008892 |
| Name | NORTHWEST BK/ROCKFORD |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 21, 2032 |
| Rate | 3.62% |
|---|
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,972.00 (+4.45%) Homeowner's exemption | $118,946 (+11.43%) Land $16,339 Building $102,607 | $356,838 (+11.43%) Land $49,017 Building $307,821 |
| 2024 | $9,547.00 | $106,745 (+26.88%) Land $14,663 Building $92,082 | $320,235 (+26.88%) Land $43,989 Building $276,246 |
| 2022 | Homeowner's exemption | $84,128 Land $11,556 Building $72,572 | $252,384 Land $34,668 Building $217,716 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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