6548 N Bugbee Pt, Crystal River, FL 34428 Property Records

Citrus County property record for 6548 N Bugbee Pt, Crystal River, FL 34428

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,753 sqft · built 1991
Lot Size	2.33 acres (101,930 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Jun 2023)
Tax Bill	$4,733 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`17E-17S-31-12000-004.0`

Property Details

APN / Parcel Number

Primary APN	`17E-17S-31-12000-004.0`
Alternative APNs	`3117S17E120000040` `2413565`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,753 sqft Living Area
1st Floor Area	2,753 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	101,930 sqft (2.33 acres)
Garage Type	Carport
Garage Area	572 sqft
Carport	Carport
Carport Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	934 sqft
Patio Area	144 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2413565
Old Parcel Number	3117S17E120000040
Street Address	6548 N BUGBEE PT
City	CRYSTAL RIVER
State	FL
Zip	34428-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR RURAL RESIDENTIAL
Legal Description	THE SOUTH L/2 OF THE FOLLOWING DESCRIBED PROPERTY: BEGIN AT THE SOUTHWEST CORNER OF THE SOUTHEAST 1/4 OF THE NORTHEAST 1/4 OF
Legal Range	17E
Legal Township	17S
Legal Section	31
Legal Subdivision	CRYSTAL LAKE FARMS
Legal Lot Number	4
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2007
Census Tract	450305

Owner

6548 N Bugbee Pt is owned and occupied by an individual who bought it in June 2023.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6548 N BUGBEE PT, CRYSTAL RIVER, FL 34428-2800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Sep 5, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Oct 9, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 16, 2018	Warranty Deed, Transfer · VA Mortgage NATIONS RELIABLE LNDG
Mar 16, 2018	Grant Deed FIRST INT'L TITLE
Mar 16, 2018	Grant Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Mar 16, 2018 · Amount on File
Deed Document Number	2023034467
Deed Book / Page	3386 / 1967
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 14, 2023
Property Address	6548 N BUGBEE PT, CRYSTAL RIVER, FL 34428-2800
Document Number	0033861967
Book / Page	3386 / 1967
Instrument Date	Jun 5, 2023
Instrument	2023034467
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6752 W GULF TO LAKE HWY, CRYSTAL RIVER, FL 34429-9348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6548 NORTH BUGDEE POINT, CRYSTAL RIVER, FL 34428-2800

Mortgage

Document Number	0033861969
Date	Jun 14, 2023
Instrument	3386/1969

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6548 N BUGBEE PT, CRYSTAL RIVER, FL 34428-2800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030020659
Date	Sep 5, 2019
Book Page	3002/0659
Instrument	2019046425

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6548 N BUGBEE PT, CRYSTAL RIVER, FL 34428-2800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6548 N BRIDGE CT, CRYSTAL RIVER, FL 34428

Mortgage

Document Number	0030982032
Date	Oct 9, 2020
Book Page	3098/2032
Instrument	2020054490

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 16, 2018
Property Address	6548 N BUGBEE PT, CRYSTAL RIVER, FL 34428-2800
Document Number	0028862400
Book / Page	002886 / 002400
Instrument Date	Mar 14, 2018
Instrument	12777
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6548 N BUGBEE PT CRYSTAL RIVER FL 344282800, CRYSTAL RIVER, FL 34428-2800

Mortgage

Document Number	28862402
Date	Mar 16, 2018
Book Page	002886/002402
Instrument	12778

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

March 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 16, 2018
Property Address	6548 N BUGBEE PT, CRYSTAL RIVER, FL 34428-2800
Document Number	0028862397
Book / Page	002886 / 002397
Instrument Date	Mar 6, 2018
Instrument	12776
Record Updated	Apr 4, 2018
Title Company	FIRST INT'L TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6548 N BUGBEE PT CRYSTAL RIVER FL 344282800, CRYSTAL RIVER, FL 34428-2800

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 16, 2018
Property Address	6548 N BUGBEE PT, CRYSTAL RIVER, FL 34428-2800
Document Number	0028862392
Book / Page	002886 / 002392
Instrument Date	Feb 27, 2018
Instrument	12774
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	FIRST INT'L TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6548 N BUGBEE PT CRYSTAL RIVER FL 344282800, CRYSTAL RIVER, FL 34428-2800

Tax Assessment & Valuation

The 2025 property tax bill for 6548 N Bugbee Pt was $4,733, up 0.3% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,733.00 (+0.34%)	$304,982 (-0.64%) Land $38,970 Building $266,012	$304,982 (-0.64%) Land $38,970 Building $266,012
2024	$4,717.00 (+17,370.37%)	$306,961 (-4.46%) Land $31,600 Building $275,361	$306,961 (-4.46%) Land $31,600 Building $275,361
2023	$27.00 (-68.24%) Homeowner's exemption Additional exemption filed	$321,287 (+13.38%) Land $30,540 Building $290,747	$321,287 (+13.38%) Land $30,540 Building $290,747
2022	$85.00 Homeowner's exemption Additional exemption filed	$283,370 Land $25,280 Building $258,090	$283,370 Land $25,280 Building $258,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6548 N Bugbee Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	35 (2016–2024)
Claims Outside the SFHA	1 of 35
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 23 claims Hurricane Idalia, Aug 2023 · 4 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6548 N Bugbee Pt is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

6548 N Bugbee Pt, Crystal River, FL 34428 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Grant Deed

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on N Bugbee Pt

Nearby Streets

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