6546 E Channel Dr, Hernando, FL 34442 Property Records

Citrus County property record for 6546 E Channel Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3 Baths
Year Built	Built 1978
Square Footage	1,193 sqft Living Area
Lot Size	209,088 sqft (4.8 acres)
Occupancy	Owner Occupied
Last Sale	$279,000 (2024)
Tax Bill	$3,414.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20E-17S-32-24220`
Alternative APNs	`3217S20E24220` `1708087`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,193 sqft Living Area
1st Floor	1,193 sqft 1st Floor
Upper Floors	210 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1978
Architectural Style	Other Style
Exterior Material	Wood Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Pile Foundation
Roof Material	Metal Roof
Lot Area	209,088 sqft (4.8 acres)
Depth X Width	980 ft x 215 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Mixed Garage
Garage Area	288 sqft Garage

Exterior Amenities

Deck Area	56 sqft Deck
Patio Area	99 sqft Patio
Porch	Open Porch
Porch Area	409 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1708087
Old Parcel Number	3217S20E24220
Street Address	6546 E CHANNEL DR
City	HERNANDO
State	FL
Zip	34442-3708
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF SW1/4 OF NW1/4 OF SE1/4 TH S 0 DEG 23M 20S E AL W LN OF SD SW1/4 OF NW1/4 OF SE1/4 215.91 FT TO POB TH CONT
Legal Range	20E
Legal Township	17S
Legal Section	32
Legal Subdivision	UNREC TRACTS IN 32-17S-20E
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1003
Census Tract	450800

Owner

Source: Citrus County records · APN 20E-17S-32-24220

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6546 E CHANNEL DR, HERNANDO, FL 34442-3708
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 08, 2024 · Amount on Record
Deed Sale	Mar 08, 2024 · Amount on Record
Prior Sale	Jul 06, 2007 · Amount on Record
Deed Doc Number	2024013286
Deed Book / Page	3450 / 1837
Record Refreshed	Jun 08, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 08, 2024
Property Address	6546 E CHANNEL DR, HERNANDO, FL 34442-3708
Document Number	0034501837
Book / Page	3450 / 1837
Instrument Date	Feb 14, 2024
Instrument	2024013286
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6546 E CHANNEL DR, HERNANDO, FL 34442-3708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6546 E CHANNEL DR, HERNANDO, FL 34442-3708

Mortgage

Document Number	0034501839
Date	Mar 08, 2024
Instrument	3450/1839

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,414.00 (+233.07%) Additional exemption filed	$216,060 (+9.7%) Land $57,600 Building $158,460	$216,060 (+9.7%) Land $57,600 Building $158,460
2024	$1,025.00 (+3.33%) Homeowner's exemption Additional exemption filed	$196,960 (+34.33%) Land $38,400 Building $158,560	$196,960 (+34.33%) Land $38,400 Building $158,560
2023	$992.00 (+6.9%) Homeowner's exemption Additional exemption filed	$146,622 (-8.34%) Land $31,200 Building $115,422	$146,622 (-8.34%) Land $31,200 Building $115,422
2022	$928.00 Homeowner's exemption Additional exemption filed	$159,956 Land $24,480 Building $135,476	$159,956 Land $24,480 Building $135,476

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 476 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.