6546 4th St, Vero Beach, FL 32968 Property Records

Indian River County property record for 6546 4th St, Vero Beach, FL 32968

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,984 sqft · built 1984
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$136,000 (Sep 2016)
Tax Bill$1,693 (2025)
Deeds & MortgagesApr 2023 Mortgage
Nov 2021 Mortgage
Flood ZoneZone AE (high risk)
APN33-39-17-00004-0010-00012.0

Property Details

APN / Parcel Number

Primary APN33-39-17-00004-0010-00012.0
Alternative APN
  • 81540

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,984 sqft Living Area
1st Floor Area1,504 sqft
Utility Area189 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCustom Design
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions99.6 ft deep x 93.3 ft wide
View / LotInterior
Garage TypeCarport
Garage Area345 sqft
CarportCarport
Carport Area345 sqft
DrivewayConcrete Driveway
Driveway Area920 sqft
PorchOpen Porch
Porch Area886 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6546 4TH ST
CityVERO BEACH
StateFL
Zip32968-9573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionPINE TREE PARK UNIT NO 3 BLK J LOT 12 & E 23.33 FT OF LOT 13PBI 3-50
Legal Range39E
Legal Township33S
Legal Section17
Legal SubdivisionPINE TREE PARK UNIT NO 3
Legal BlockJ
Legal Lot Number12
Legal UnitNO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1022
Census Tract50704

Owner

Source: Indian River County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address6546 4TH ST, VERO BEACH, FL 32968-9573
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
MICHIGAN MUTUAL INC
Nov 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2016 · Amount on Record
Deed SaleSep 21, 2016 · Amount on Record
Deed Document Number201654279
Deed Book / Page2967 / 352
Prior Transfer DateMar 24, 2014
Prior Transfer Doc0027461921
Record UpdatedOct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateApr 3, 2023
Property Address6546 4TH ST, VERO BEACH, FL 32968-9573
Document Number0036102071
Book / Page3610 / 2071
Map ReferenceMB 3 PG 50
Instrument DateMar 24, 2023
Instrument3120230015901
Transaction TypeTransfer
Record UpdatedApr 17, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6546 4TH ST, VERO BEACH, FL 32968-9573

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6546 4TH ST, VERO BEACH, FL 32968-9573

Mortgage

Document Number0036102073
DateApr 3, 2023
Instrument3610/2073
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address6546 4TH ST, VERO BEACH, FL 32968-9573
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6546 4TH ST, VERO BEACH, FL 32968-9573

Mortgage

Document Number0034802182
DateNov 5, 2021
Book Page3480/2182
Instrument3120210077154
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,693.00 (+25.13%) Homeowner's exemption$131,684 (+5.99%)$286,548 (+1.5%) Land $46,924 Building $239,624
2023$1,353.00 (+3.36%)$124,244 (+3%)$282,306 (+22.1%) Land $46,924 Building $235,382
2022$1,309.00$120,625$231,208 Land $28,876 Building $202,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 270 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies270 in force
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA1 of 23
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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