6545 Veronica Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 6545 Veronica Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,708 sqft · built 2003
Lot Size	0.259 acres (11,310 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2020)
Tax Bill	$1,296 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`122B J 003`

Property Details

APN / Parcel Number

Primary APN	`122B J 003`
Alternative APN	`0000148343`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,708 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,310 sqft (0.259 acres)
Lot Dimensions	156 ft deep x 72.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000148343
Street Address	6545 VERONICA DR
City	OOLTEWAH
State	TN
Zip	37363-6467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 654 HAMILTON ON HUNTER PH II PB67 PG86 OUT OF 122-56 FOR 2002
Legal Subdivision	HAMILTON ON HUNTER S
Legal Phase	II
Legal Block	67
Legal Lot Number	654
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	6
Census Block	6000
Census Tract	11447

Owner

6545 Veronica Dr is owned and occupied by an individual who bought it in July 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	6545 VERONICA DR, OOLTEWAH, TN 37363-6467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Warranty Deed, Transfer · FHA Mortgage SUMMIT FNDG
Sep 18, 2017	Warranty Deed, Transfer · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Sep 18, 2017 · Amount on File
Deed Document Number	2020071000252
Deed Book / Page	12069 / 572
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 10, 2020
Property Address	6545 VERONICA DR, OOLTEWAH, TN 37363-6467
Document Number	0710000252
Book / Page	012069 / 000572
Instrument Date	Jul 8, 2020
Instrument	200710000252
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 VERONICA DR OOLTEWAH TN 373636467, OOLTEWAH, TN 37363-6467

Mortgage

Document Number	710000253
Date	Jul 10, 2020
Book Page	012069/000574
Instrument	200710000253

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 18, 2017
Property Address	6545 VERONICA DR, OOLTEWAH, TN 37363-6467
Document Number	0000000321
Book / Page	011156 / 000562
Instrument Date	Sep 15, 2017
Instrument	321
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6545 VERONICA DR OOLTEWAH TN 373636467, OOLTEWAH, TN 37363-6467

Mortgage

Document Number	322
Date	Sep 18, 2017
Book Page	011156/000564
Instrument	322

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6545 Veronica Dr was $1,296, down 7.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,296.00 (-7.82%)	$85,525 (+36.08%)	$342,100 (+36.08%) Land $75,000 Building $267,100
2024	$1,406.00 (-0.64%)	$62,850 (-)	$251,400 (-) Land $50,000 Building $201,400
2023	$1,415.00	$62,850	$251,400 Land $50,000 Building $201,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6545 Veronica Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6545 Veronica Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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