6545 Ruger Dr, Plano, TX 75023 Property Records

Collin County property record for 6545 Ruger Dr, Plano, TX 75023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,838 sqft · built 1984
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$268,600 (Aug 2018)
Tax Bill$4,730 (2025)
Deeds & MortgagesDec 2022 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR-1595-001-0250-1

Property Details

APN / Parcel Number

Primary APNR-1595-001-0250-1
Alternative APNs
  • 000001686321
  • 1686321

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,838 sqft Living Area
Gross Area2,357 sqft
1st Floor Area1,838 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchCovered Patio/Porch
Porch Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6545 RUGER DR
CityPLANO
StateTX
Zip75023-3218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionHUNTERS RIDGE PHASE 1, BLK 1, LOT 25
Legal SubdivisionHUNTERS RIDGE PHASE 1 (CPL)
Legal Block1
Legal Lot Number25
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group1
Census Block1002
Census Tract31634

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6545 RUGER DR, PLANO, TX 75023-3218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Nov 2, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Aug 13, 2018Warranty Deed, Transfer · FHA Mortgage
AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2018 · Amount on Record
Deed SaleAug 13, 2018 · Amount on Record
Prior SaleAug 5, 2013
Deed Document Number20181009470
Prior Transfer DateMay 29, 2004
Prior Transfer Doc0000712330
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address6545 RUGER DR, PLANO, TX 75023-3218
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6545 RUGER DR, PLANO, TX 75023-3218

Mortgage

Document Number0000180938
DateDec 27, 2022
Instrument20221227000180938
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueDec 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address6545 RUGER DR, PLANO, TX 75023-3218
Document Number0002006230
Instrument DateNov 2, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6545 RUGER DR PLANO TX 750233218, PLANO, TX 75023-3218

Mortgage

Document Number0002006230
DateNov 11, 2020
Instrument2006230
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 10, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateAug 13, 2018
Property Address6545 RUGER DR, PLANO, TX 75023-3218
Document Number0001009470
Instrument DateAug 9, 2018
Instrument1009470
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyREPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6545 RUGER DR PLANO TX 750233218, PLANO, TX 75023-3218

Mortgage

Document Number1009480
DateAug 13, 2018
Instrument1009480
Lender
NameAMERICAN FIN'L NTWK INC
AddressBREA, CA 92821
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityPlano City
Unified School DistrictPlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,730.00 (-0.63%) Homeowner's exemption$387,477 (+3.46%) Land $99,750 Building $287,727$387,477 (+3.46%) Land $99,750 Building $287,727
2024$4,760.00 (-4.8%)
2023$374,515 Land $90,250 Building $284,265$374,515 Land $90,250 Building $284,265
2022$5,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PLANO
serves 292,059 people · EPA ID TX0430007
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Ruger Dr

Nearby Streets

Search Property Records by Address or Parcel Number