Mobile County property record for 6545 Monarch Cir, Mobile, AL 36618
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,598 sqft · built 2024 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $343,956 (Jan 2024) |
| Tax Bill | $1,753 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12300106 |
| Primary APN | 12300106 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,598 sqft Living Area |
| 1st Floor Area | 2,598 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 383 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 12300106 |
|---|---|
| Street Address | 6545 MONARCH CIR |
| City | MOBILE |
| State | AL |
| Zip | 36618-0027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 KINGS BRANCH SUBDIVISION PHASE TWO, UNIT FOUR IN 2022004328 |
| Legal Range | 03S |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Phase | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3409 |
Source: Mobile County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6545 MONARCH CIR, MOBILE, AL 36618-0027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jan 3, 2024 | Deed of Trust, Mortgage · FHA Mortgage HOMETRUST MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2024 · Amount on Record |
| Deed Sale | Jan 3, 2024 · Amount on Record |
| Deed Document Number | 2024475 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 6545 MONARCH CIR, MOBILE, AL 36618-0027 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6545 MONARCH CIR, MOBILE, AL 36618-0027 |
| Document Number | 0000013288 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026013288 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1100 VIRGINIA DR STE 125, FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | MOBILE, AL 36618 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000476 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 2024000476 |
| Name | HOMETRUST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 1800 INTERNATIONAL PARK DR STE 100, BIRMINGHAM, AL 35243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
Source: Mobile County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,753.00 (-27.98%) | $35,930 (-28.11%) Land $4,200 Building $31,730 | $359,300 (+43.78%) Land $42,000 Building $317,300 |
| 2024 | $2,434.00 | $49,980 Land $8,400 Building $41,580 | $249,900 Land $42,000 Building $207,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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