6545 Miles Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 6545 Miles Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,656 sqft · built 1955
Lot Size	0.298 acres (12,970 sqft)
Owner	Individual on Record
Tax Bill	$4,963 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`245-0232-005-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0232-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,296 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,970 sqft (0.298 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6545 MILES LN
City	CARMICHAEL
State	CA
Zip	95608-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LINCOLN HEIGHTS, LOT 30
Legal Subdivision	LINCOLN HEIGHTS
Legal Lot Number	30
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2002
Census Tract	7906

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	6545 MILES LN, CARMICHAEL, CA 95608-2421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 15, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jul 15, 2020	Grant Deed, Transfer · FHA Mortgage ESSEX MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020
Deed Sale	Jul 15, 2020
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Book / Page	20200715 / 1810
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	7150000001810
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6545 MILES LN, CARMICHAEL, CA 95608-2421
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 MILES LN, CARMICHAEL, CA 95608-2421

Mortgage

Document Number	0000001018
Date	Dec 14, 2021
Instrument	2021121401018

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6545 MILES LN, CARMICHAEL, CA 95608-2421
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 MILES LN, CARMICHAEL, CA 95608-2421

Mortgage

Document Number	0000001333
Date	May 4, 2022
Instrument	2022050401333

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6545 MILES LN, CARMICHAEL, CA 95608-2421
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 MILES LN, CARMICHAEL, CA 95608-2421

Mortgage

Document Number	0000000983
Date	May 6, 2021
Instrument	202105060983

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Apr 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6545 MILES LN, CARMICHAEL, CA 95608-2421
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 MILES LN, CARMICHAEL, CA 95608-2421

Mortgage

Document Number	5060000000983
Date	May 6, 2021
Book Page	20210506/983

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Apr 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 15, 2020
Property Address	6545 MILES LN, CARMICHAEL, CA 95608-2421
Document Number	2007151810
Instrument Date	Jul 10, 2020
Instrument	2007151810
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6545 MILES LN CARMICHAEL CA 956082421, CARMICHAEL, CA 95608-2421

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 15, 2020
Property Address	6545 MILES LN, CARMICHAEL, CA 95608-2421
Document Number	2007151809
Instrument Date	Jul 10, 2020
Instrument	2007151809
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6545 MILES LN CARMICHAEL CA 956082421, CARMICHAEL, CA 95608-2421

Mortgage

Document Number	2007151811
Date	Jul 15, 2020
Instrument	2007151811

Lender

Name	ESSEX MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$425,068 (+2%) Land $165,611 Building $259,457
2025	$4,963.00 (+2.18%) Homeowner's exemption	$416,734 (+4.04%) Land $162,364 Building $254,370
2024	$4,857.00 (+1.65%)
2023	$4,778.00 (+2.07%) Homeowner's exemption	$400,554 Land $156,060 Building $244,494
2022	$4,681.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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