6545 Hamilton Ave, Cincinnati, OH 45224 Property Records

Hamilton County property record for 6545 Hamilton Ave, Cincinnati, OH 45224

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,727 sqft · built 1917
Lot Size0.158 acres (6,882 sqft)
OwnerIndividual Name on Record
Last Sale$188,000 (Jun 2019)
Tax Bill$3,570 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN595-0009-0296-00

Property Details

APN / Parcel Number

Primary APN595-0009-0296-00
Alternative APN
  • 0010300

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,727 sqft Living Area
Gross Area2,551 sqft
1st Floor Area824 sqft
2nd Floor Area728 sqft
AtticAttic
Attic Area175 sqft
Basement Area824 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,882 sqft (0.158 acres)
Lot Dimensions90.2 ft deep x 72 ft wide
Garage Area468 sqft
PorchOpen Frame Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address6545 HAMILTON AVE
CityCINCINNATI
StateOH
Zip45224-1029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMILTON AVE 72.03 X 90.15 IRR PT LOT 1489 N COLL HILL SEC B
Legal SubdivisionNORTH COLLEGE HILLS
Legal Lot Number1489
JurisdictionHAMILTON OH
Township / Civil DivisionNORTH COLLEGE HILL
Census Block Group1
Census Block1004
Census Tract21802

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6545 HAMILTON AVE, CINCINNATI, OH 45224-1029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jun 21, 2019Grant Deed, Subdivision Related Transfer · FHA Mortgage
PRIME LNDG
Sep 7, 2018Warranty Deed, Construction Loan · Construction Mortgage
BUILD REALTY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2019 · Amount on Record
Deed SaleJun 21, 2019 · Amount on Record
Prior SaleSep 7, 2018 · Amount on Record
Deed Document Number201949396
Deed Book / Page13944 / 584
Prior Transfer DateApr 1, 2011
Prior Transfer Doc0000000050
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6545 HAMILTON AVE, CINCINNATI, OH 45224-1029
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040287
DateApr 20, 2022
Book Page14650/1981
Instrument2022-0040287
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

June 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateJun 21, 2019
Property Address6545 HAMILTON AVE, CINCINNATI, OH 45224-1029
Document Number0000049396
Book / Page013944 / 000584
Instrument DateJun 14, 2019
Instrument49396
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 1, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$752.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6545 HAMILTON AVE CINCINNATI OH 452241029, CINCINNATI, OH 45224-1029

Mortgage

Document Number49397
DateJun 21, 2019
Book Page013944/000586
Instrument49397
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 20, 2049

September 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 7, 2018
Property Address6545 HAMILTON AVE, CINCINNATI, OH 45224-1029
Document Number0000079403
Book / Page13748 / 00695
Map ReferenceMB 18 PG 33
Instrument DateSep 4, 2018
Instrument2018-0079403
Transaction TypeConstruction Loan
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
Tax$218.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6545 HAMILTON AVE, CINCINNATI, OH 45224-1029
InvestorPossibly a Property Investor

Mortgage

Document Number0000079405
DateSep 7, 2018
Instrument2018-0079405
Lender
NameBUILD REALTY INC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term18 Months
DueMar 4, 2020

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityNorth College Hill City
Unified School DistrictNorth College Hill City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,570.00 (+2.56%)$68,814 (-) Land $7,508 Building $61,306$196,610 (-) Land $21,450 Building $175,160
2024$3,481.00 (-0.88%)$68,814 (-) Land $7,508 Building $61,306
2023$3,512.00 (-25.36%)$68,814 (+4.58%) Land $7,508 Building $61,306$196,610 (+4.58%) Land $21,450 Building $175,160
2022$4,705.00 Homeowner's exemption$65,800 Land $7,455 Building $58,345
2020$188,000 Land $21,300 Building $166,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1993–2026)
Claims Outside the SFHA4 of 9
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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