6545 E Shadow Ln, Inverness, FL 34452 Property Records

Citrus County property record for 6545 E Shadow Ln, Inverness, FL 34452 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,940 sqft · built 1989
Lot Size	0.634 acres (27,616 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2026)
Tax Bill	$3,222 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-30-001A-0419B-0065`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-30-001A-0419B-0065`
Alternative APNs	`3019S20E001A0419B0065` `1829194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,940 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	1,940 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	27,616 sqft (0.634 acres)
Lot Dimensions	228 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished/Screened Porch
Porch Area	477 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1829194
Street Address	6545 E SHADOW LN
City	INVERNESS
State	FL
Zip	34452-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INVERNESS HGLDS WEST 1ST ADD REPLAT PB 6 PG 116 E1/2 OF LOT 6 BLK 419B
Legal Range	20E
Legal Township	20S
Legal Section	05
Legal Subdivision	INVERNESS HIGHLANDS WEST 1ST A
Legal Block	419B
Legal Lot Number	6
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1018
Census Tract	451104

Owner

Source: Citrus County records · APN 20E-19S-30-001A-0419B-0065

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6545 E SHADOW LN, INVERNESS, FL 34452-8547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 02, 2026	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Apr 23, 2020	Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LENDING LLC
Sep 05, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2026 · Amount on Record
Deed Sale	Apr 02, 2026 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	202618928
Deed Book / Page	3656 / 1648
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6545 E SHADOW LN, INVERNESS, FL 34452-8547
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031380699
Date	Feb 25, 2021
Book Page	3138/699
Instrument	2021011950

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6545 E SHADOW LN, INVERNESS, FL 34452-8547
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 E SHADOW LN, INVERNESS, FL 34452-8547

Mortgage

Document Number	0034952488
Date	Aug 26, 2024
Book Page	3495/2488
Instrument	2024051055

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2044

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 02, 2026
Property Address	6545 E SHADOW LN, INVERNESS, FL 34452-8547
Document Number	0036561648
Book / Page	3656 / 1648
Instrument Date	Mar 31, 2026
Instrument	202618928
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 E SHADOW LN, INVERNESS, FL 34452-8547

Mortgage

Document Number	0000018929,
Date	Apr 02, 2026
Instrument	202618929

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 23, 2020
Property Address	6545 E SHADOW LN, INVERNESS, FL 34452-8547
Document Number	0030550724
Book / Page	3055 / 724
Map Reference	MB 6 PG 116-122
Instrument Date	Apr 22, 2020
Instrument	2020021140
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6545 E SHADOW LN, 6545, INVERNESS, FL 34452-8547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 E SHADOW LN, INVERNESS, FL 34452-8547

Mortgage

Document Number	30550726
Date	Apr 23, 2020
Instrument	3055/0726

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 05, 2018
Property Address	6545 E SHADOW LN, INVERNESS, FL 34452-8547
Document Number	0029241593
Book / Page	2924 / 1593
Map Reference	MB6 PG116-122
Instrument Date	Aug 21, 2018
Instrument	2018044851
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIRST SOURCE TITLE AGENCY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 E SHADOW LN, INVERNESS, FL 34452-8547

Mortgage

Document Number	2018044852
Date	Sep 05, 2018
Instrument	2018044852

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,222.00 (+4.71%) Homeowner's exemption Disabled Person's exemption	$254,548 (-9.12%)	$273,957 (-2.19%) Land $13,800 Building $260,157
2024	$3,077.00 (-47.94%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$280,100 (+5.23%) Land $13,800 Building $266,300	$280,100 (+5.23%) Land $13,800 Building $266,300
2023	$5,910.00 (+101.71%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$266,173 (+14.15%) Land $11,500 Building $254,673	$266,173 (+14.15%) Land $11,500 Building $254,673
2022	$2,930.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$233,174 Land $9,550 Building $223,624	$233,174 Land $9,550 Building $223,624

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174511041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 21% of Florida
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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