6545 E Sage St, Inverness, FL 34452 Property Records

Citrus County property record for 6545 E Sage St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 1998
Lot Size	0.315 acres (13,739 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Dec 2016)
Tax Bill	$909 (2025)
Deeds & Mortgages	May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-03800-0110`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-03800-0110`
Alternative APNs	`2919S20E0010038000110` `3122559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,525 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	1,201 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,739 sqft (0.315 acres)
Lot Dimensions	132 ft deep x 146 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	208 sqft
Patio Area	515 sqft
Gazebo	65 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3122559
Street Address	6545 E SAGE ST
City	INVERNESS
State	FL
Zip	34452-8057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS WEST PB 5 PG 19 (LR-99-30 ACCEPTED 12/15/99 SURVEY IN OR BK 1379 PG 2288) PARCEL 1: LOT 11 & W 18 FT OF LOT 12 BLK 380 TITLE IN OR BK 1149 PG 1350 & OR BK 1437 PG 2348
Legal Range	20E
Legal Township	19S
Legal Section	32
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	380
Legal Lot Number	11-12
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2002
Census Tract	451104

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6545 E SAGE ST, INVERNESS, FL 34452-8057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2016 · Amount on Record
Deed Sale	Dec 12, 2016 · Amount on Record
Prior Sale	Sep 20, 2013 · Amount on Record
Deed Document Number	201656368
Deed Book / Page	2798 / 2490
Prior Transfer Date	Oct 19, 2010
Prior Transfer Doc	0023822220
Record Updated	Jun 8, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CITRUS FL
Property Address	6545 E SAGE ST, INVERNESS, FL 34452-8057
Document Number	0029751001
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 E SAGE ST INVERNESS FL 344528057, INVERNESS, FL 34452-8057

Mortgage

Document Number	0029751001
Date	May 10, 2019
Book Page	002975/001001
Instrument	24011

Lender

Name	BRANNEN BK
Type	Bank
Address	INVERNESS, FL 34451-1929

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 9, 2029

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$909.00 (+9.39%) Homeowner's exemption Widower's exemption	$93,583 (-57.16%)	$215,635 (-1.28%) Land $18,050 Building $197,585
2024	$831.00 (+4.01%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$218,436 (+4.8%) Land $14,060 Building $204,376	$218,436 (+4.8%) Land $14,060 Building $204,376
2023	$799.00 (-1.48%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$208,431 (+19.95%) Land $9,260 Building $199,171	$208,431 (+19.95%) Land $9,260 Building $199,171
2022	$811.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$173,771 Land $6,060 Building $167,711	$173,771 Land $6,060 Building $167,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000