6545 Cay Cir, Belle Isle (Orlando), FL 32809 Property Records

Orange County property record for 6545 Cay Cir, Belle Isle, FL 32809

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 4,914 sqft · built 1981
Lot Size0.366 acres (15,945 sqft)
OwnerIndividual Name on File
Last Sale$900,000 (Oct 2003)
Tax Bill$14,849 (2025)
Flood ZoneZone X (minimal risk)
APN24-23-29-0600-01-210

Property Details

APN / Parcel Number

Primary APN24-23-29-0600-01-210
Alternative APNs
  • 292324060001210
  • 417445
  • 423079
  • 427276

Interior

Bedrooms6 Beds
Full Baths6 Baths
Stories2 Stories
Building Area4,914 sqft Living Area
Gross Area8,362 sqft
1st Floor Area2,433 sqft
FlooringMarble
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,945 sqft (0.366 acres)
Garage TypeAttached
Garage Area806 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,484 sqft
Patio Area720 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address6545 CAY CIR
CityBELLE ISLE
StateFL
Zip32809-6143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-AA
Legal DescriptionBELLE ISLE ESTATES L/58 FROM MOST WLY COR LOT 21 RUN N 43 DE G E 20 FT FOR A POB TH N 43 DEG E 92 FT S 46 DEG 169 FT TO S HORELINE TH SWLY ALONG SHORES OF LAKE CONWAY TO A PT S 46 DE
Legal Range29E
Legal Township23S
Legal Section24
Legal SubdivisionBELLE ISLE ESTS
Legal Tract600
Legal Block1
Legal Lot Number21
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1021
Census Tract14100

Owner

6545 Cay Cir is owned and occupied by an individual who bought it in October 2003.

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6545 CAY CIR, BELLE ISLE, FL 32809-6143
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2003 · Amount on File
Deed SaleOct 10, 2003 · Amount on File
Deed Document Number2003587840
Deed Book / Page7144 / 828
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 6545 Cay Cir was $14,849, up 5.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBelle Isle City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$922,654 (+2.7%)$1,425,230 (-2.84%) Land $654,500 Building $770,730
2025$14,849.00 (+5.1%) Homeowner's exemption$898,397$1,466,890 Land $654,500 Building $812,390
2024$14,129.00 (+3.35%)
2023$13,671.00 Homeowner's exemption$847,649$1,301,059 Land $595,000 Building $706,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6545 Cay Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 58 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims5 (2004–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6545 Cay Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Cay Cir

Nearby Streets

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