6545 5th Pl, Vero Beach, FL 32968 Property Records

Indian River County property record for 6545 5th Pl, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 836 sqft · built 1986
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Oct 1995)
Tax Bill	$759 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`33-39-17-00004-0002-00005.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-17-00004-0002-00005.0`
Alternative APN	`81427`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	836 sqft Living Area
1st Floor Area	836 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
View / Lot	Interior

Exterior Amenities

Pool Area	336 sqft
Porch	Open Porch
Porch Area	24 sqft
Patio Area	679 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6545 5TH PL
City	VERO BEACH
State	FL
Zip	32968-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PINE TREE PARK UNIT NO 3 BLK B LOT 5 PBI 3-50
Legal Range	39E
Legal Township	33S
Legal Section	17
Legal Subdivision	PINE TREE PARK UNIT NO 3
Legal Block	B
Legal Lot Number	5
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1017
Census Tract	50704

Owner

6545 5th Pl is owned and occupied by two individuals who acquired it in November 2013.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6545 5TH PL, VERO BEACH, FL 32968-9652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 1995 · Amount on File
Deed Sale	Oct 30, 1995 · Amount on File
Deed Book / Page	1078 / 950
Last Transfer Date	Nov 27, 2013
Transfer Doc	0027210960
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	6545 5TH PL, VERO BEACH, FL 32968-9652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TREASURE COAST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030861971
Date	Jan 22, 2018
Book Page	3086/1971
Instrument	3120180003700

Lender

Name	FLORIDA COMMUNITY BANK NA
Type	Bank
Address	NAPLES, FL 34103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6545 5th Pl was $759 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$759.00 Homeowner's exemption Disabled Person's exemption	$62,347	$186,799 Land $33,150 Building $153,649
2023	$503.00 (-9.37%)	$58,824 (+3%)	$185,339 (+24.19%) Land $33,150 Building $152,189
2022	$555.00	$57,111	$149,233 Land $20,400 Building $128,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6545 5th Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 270 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	270 in force
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6545 5th Pl is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20