St. Louis County property record for 6544 Oak Dr, Gilbert, MN 55741 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,904 sqft Gross Area |
| Lot Size | 435,600 sqft (10 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $339,500 (2022) |
| Tax Bill | $2,686.00 (2026) |
| Primary APN | 260-0015-00890 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,904 sqft Gross Area |
| 1st Floor | 1,904 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 435,600 sqft (10 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 1,704 sqft Garage |
| Deck Area | 115 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1139564 |
|---|---|
| Street Address | 6544 OAK DR |
| City | GILBERT |
| State | MN |
| Zip | 55741-8250 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NE1/4 OF NE1/4 OF NE1/4 SERIAL # |
| Legal Range | 16W |
| Legal Township | 58N |
| Legal Section | 33 |
| Legal Subdivision | BIWABIK TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | BIWABIK |
| Census Blockgroup | 2 |
| Census Block | 2058 |
| Census Tract | 13600 |
Source: St. Louis County records · APN 260-0015-00890
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6544 OAK DR, GILBERT, MN 55741-8250 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC |
| Sep 28, 2022 | Intrafamily Transfer, Transfer |
| May 07, 2021 | Intrafamily Transfer, Transfer |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Oct 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 02, 2022 · Amount on Record |
| Deed Sale | Nov 02, 2022 · Amount on Record |
| Prior Sale | May 07, 2021 · Amount on Record |
| Deed Doc Number | 20221455520 |
| Prior Transfer Date | Sep 26, 2022 |
| Prior Transfer Doc | 0001453014 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 02, 2022 |
| Property Address | 6544 OAK DR, GILBERT, MN 55741-8250 |
| Document Number | 0001455520 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 1455520 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | CONCIERGE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.35 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4544 OAK DRIVE, GILBERT, MN 55741 |
| Document Number | 0001455521 |
|---|---|
| Date | Nov 02, 2022 |
| Instrument | 1455521 |
| Name | REGENT FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 28, 2022 |
| Property Address | 6544 OAK DR, GILBERT, MN 55741-8250 |
| Document Number | 0001453014 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 1453014 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6544 OAK DR, GILBERT, MN 55741-8250 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 07, 2021 |
| Property Address | 6544 OAK DR, GILBERT, MN 55741-8250 |
| Document Number | 0001413222 |
| Instrument Date | Apr 07, 2021 |
| Instrument | 1413222 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6544 OAK DR, GILBERT, MN 55741-8250 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6544 OAK DR, GILBERT, MN 55741-8250 |
| Document Number | 00A1401256 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 6544 OAK DR GILBERT MN 557418250, GILBERT, MN 55741-8250 |
| Document Number | 00A1401256 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | A1401256 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6544 OAK DR, GILBERT, MN 55741-8250 |
| Document Number | 00A1365277 |
| Instrument Date | Oct 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6544 OAK DR GILBERT MN 557418250, GILBERT, MN 55741-8250 |
| Document Number | 00A1365277 |
|---|---|
| Date | Oct 14, 2019 |
| Instrument | A1365277 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 13, 2034 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Biwabik Township |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,686.00 (+7.35%) Homeowner's exemption | ||
| 2025 | $2,502.00 (+2.63%) Homeowner's exemption | $279,500 (+0.9%) Land $42,500 Building $237,000 | $279,500 (+0.9%) Land $42,500 Building $237,000 |
| 2024 | $2,438.00 | $277,000 (+29.5%) Land $38,000 Building $239,000 | $277,000 (+29.5%) Land $38,000 Building $239,000 |
| 2022 | $213,900 Land $29,700 Building $184,200 | $213,900 Land $29,700 Building $184,200 |
6544 Oak Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 36th percentile of exposed land nationally · 64th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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