Lucas County property record for 6544 N River Rd, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 1912 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $118,000 (Mar 2010) |
| Tax Bill | $5,307 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-32988 |
| Primary APN | 91-32988 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 980 sqft |
| 2nd Floor Area | 980 sqft |
| Attic | Attic |
| Attic Area | 660 sqft |
| Basement Area | 660 sqft |
| Year Built | Built 1912 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 54,014 sqft (1.24 acres) |
| Lot Width | 145 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 25 sqft |
| Deck Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 6544 N RIVER RD |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-9441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22-A |
| Legal Description | RIVER TRACT 31 E 1/2 S 137.87 FT N 575.08FT PT BET RIVER RD & |
| Legal Subdivision | RIVER TR 31 |
| Legal Tract | 31 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 8905 |
The current owner of 6544 N River Rd bought it in March 2010.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 6544 N RIVER RD, WATERVILLE, OH 43566-9441 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2010 · Amount on File |
| Deed Sale | Mar 19, 2010 · Amount on File |
| Prior Sale | Oct 5, 2009 · Amount on File |
| Deed Document Number | 10101514 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 6544 N RIVER RD, WATERVILLE, OH 43566-9441 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019984 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 201905300019984 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 6544 N River Rd was $5,307, up 14.2% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Waterville Township |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,307.00 (+14.23%) | $88,235 (-) Land $16,905 Building $71,330 | |
| 2024 | $4,646.00 (+14.91%) | $88,235 (+36.05%) Land $16,905 Building $71,330 | $252,100 Land $48,300 Building $203,800 |
| 2023 | $4,043.00 (-0.66%) | $64,855 (-) Land $11,305 Building $53,550 | |
| 2022 | $4,070.00 Homeowner's exemption | $64,855 Land $11,305 Building $53,550 | |
| 2021 | $185,300 Land $32,300 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6544 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6544 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon.
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