Monroe County property record for 6544 Lake Forest Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,308 (2025) |
| Deeds & Mortgages | Jul 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-02-366-005-000 |
| Primary APN | 11-02-366-005-000 |
|---|
| Lot Area | 111,078 sqft (2.55 acres) |
|---|---|
| Garage Area | 1,600 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 588 sqft |
| Parking Spaces | 6 Parking Spaces |
| Street Address | 6544 LAKE FOREST DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART W/2 SE |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 02 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600501 |
6544 Lake Forest Dr, a single family home, is owned by an individual.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6532 LAKE FOREST DR, WATERLOO, IL 62298-3049 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6544 LAKE FOREST DR, WATERLOO, IL 62298 |
| Document Number | 0000391040 |
| Instrument Date | Jul 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6532 LAKE FOREST DR WATERLOO IL 622983049, WATERLOO, IL 62298-3049 |
| Document Number | 0000391040 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 391040 |
| Name | FIRST CNTY BK |
|---|---|
| Type | Bank |
| Address | SWANSWA, IL 62226 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 23, 2022 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,308.00 | $21,710 (-0.96%) Land $12,220 Building $9,490 | $65,130 (-0.96%) Land $36,660 Building $28,470 |
| 2024 | $1,308.00 | ||
| 2022 | $21,920 Land $12,220 Building $9,700 | $65,760 Land $36,660 Building $29,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6544 Lake Forest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6544 Lake Forest Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, Wisper ISP.
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