St. Charles County property record for 6544 Ell Rd, Saint Charles, MO 63301
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2 ba · 2,740 sqft · built 1913 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Oct 2006) |
| Tax Bill | $3,757 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | A985000223 |
| Primary APN | A985000223 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,740 sqft Gross Area |
| 1st Floor Area | 1,450 sqft |
| Basement Area | 1,290 sqft |
| Finished Basement | 136 sqft |
| Unfinished Basement | 1,154 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Lot Area | 130,680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 345 sqft |
| Heating Fuel | Solar |
|---|
| Account Number | A985000223 |
|---|---|
| Street Address | 6544 ELL RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-6527 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | MIDDLE 1/3 FRL SEC 33 & ACCRETION |
| Legal Range | 6 |
| Legal Township | 48 |
| Legal Section | 03 |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 310100 |
6544 Ell Rd, an agricultural property, is owned by two individuals who bought it in October 2006.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6544 ELL RD, SAINT CHARLES, MO 63301-6527 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2006 · Amount on File |
| Deed Sale | Oct 3, 2006 · Amount on File |
| Prior Sale | Sep 5, 2002 · Amount on File |
| Deed Document Number | 2006851950 |
| Deed Book / Page | 4592 / 2301 |
| Prior Transfer Date | Dec 19, 1997 |
| Prior Transfer Doc | 0000073334 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 6544 Ell Rd was $3,757.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,951 (-) | $303,457 (-) Land $16,700 Building $286,757 | |
| 2025 | $3,757.00 | $54,951 | $303,457 Land $16,700 Building $286,757 |
| 2023 | $51,554 | ||
| 2022 | $284,879 Land $16,700 Building $268,179 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6544 Ell Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 113 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 113 in force |
| Nearby Flood Claims | 921 (1978–2026) |
| Claims Outside the SFHA | 15 of 921 |
| Most Recent Claim | May 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6544 Ell Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
| Wisper ISP Fixed Wireless | 50 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
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