6543 Spanish Dagger Dr, Laredo, TX 78043 Property Records

Webb County property record for 6543 Spanish Dagger Dr, Laredo, TX 78043

Property Summary

Property TypeSingle Family Home
Details1,178 sqft · built 2006
Lot Size0.127 acres (5,514 sqft)
OwnerIndividual Name on Record
Tax Bill$534 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone AE (high risk)
APN938-15003-230

Property Details

APN / Parcel Number

Primary APN938-15003-230
Alternative APN
  • 345156

Interior

Stories1 Story
Building Area1,178 sqft Living Area
1st Floor Area1,178 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,514 sqft (0.127 acres)
PorchOpen Porch
Porch Area113 sqft
Storage Building144 sqft

Location & Zoning

Street Address6543 SPANISH DAGGER DR
CityLAREDO
StateTX
Zip78043-6519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1MH
Legal DescriptionSAN JOSE PHASE IX, BLOCK 3, LOT 23
Legal SubdivisionSAN JOSE
Legal PhaseIX
Legal Block3
Legal Lot Number23
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2006
Census Tract1816

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6543 SPANISH DAGGER DR, LAREDO, TX 78043-6519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address6543 SPANISH DAGGER DR, LAREDO, TX 78043-6519
Transaction TypeMortgage
Record UpdatedJun 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4432/371
DateJun 14, 2018
Book Page4432/371
Instrument1331517
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
AddressMCALLEN, TX 78501
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJul 1, 2025
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change6.75%
Index1-Year LIBOR
Margin3
Max Rate9.75%

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,473 (+1%)$186,874 (-0.69%) Land $49,791 Building $137,083
2025$534.00 (-0.74%) Homeowner's exemption Senior Citizen's exemption$161,339 (+21%)$188,173 (+41.12%)
2024$538.00
2023$133,338 Land $35,841 Building $97,497$133,338 Land $35,841 Building $97,497
2022$538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2007–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Smartcom Telephone.

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