6543 Oak Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 6543 Oak Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1986
Lot Size	0.494 acres (21,518 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jun 2026)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-05-26-014614-031-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014614-031-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,206 sqft
1st Floor Area	1,626 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,518 sqft (0.494 acres)
Lot Dimensions	205 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	496 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	210 sqft
Patio Area	252 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6543 OAK DR
City	FLEMING ISLAND
State	FL
Zip	32003-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 101 FLEMING OAKS UNIT 3 AS REC OR 981 PG 86;1344 PG 365; 3268 PG 2149, 3268 PG 2150,
Legal Range	26E
Legal Township	05S
Legal Section	37
Legal Subdivision	FLEMING OAKS UNIT 3
Legal Lot Number	101
Legal Unit	3
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2020
Census Tract	30701

Owner

Source: Clay County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6543 OAK DR, FLEMING ISLAND, FL 32003-8736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer ALL FLORIDA TITLE SERVICES INC, ALL FLORIDA TITLE SERVICES
Jan 6, 2026	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Jan 6, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 5, 2021	Gift Deed, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Jan 6, 2026 · Amount on Record
Deed Document Number	202626376
Deed Book / Page	5050 / 972
Prior Transfer Date	Sep 30, 2009
Prior Transfer Doc	0032682150
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 1, 2026
Property Address	6543 OAK DR, FLEMING ISLAND, FL 32003-8736
Document Number	0000026376
Book / Page	5050 / 972
Instrument Date	May 22, 2026
Instrument	202626376
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	ALL FLORIDA TITLE SERVICES INC, ALL FLORIDA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$342,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6543 OAK DR, FLEMING ISLAND, FL 32003-8736

January 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 6, 2026
Property Address	6543 OAK DR, FLEMING ISLAND, FL 32003-8736
Document Number	0050021688
Book / Page	5002 / 1688
Map Reference	MB 16 PG 1&2
Instrument Date	Dec 31, 2025
Instrument	2026000542
Transaction Type	Construction Loan
Record Updated	Feb 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4811 BEACH BLVD STE 107, 107, JACKSONVILLE, FL 32207-4826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 OAKWOOD RD, JACKSONVILLE BEACH, FL 32250-2957
Investor	Possibly a Property Investor

Mortgage

Document Number	0050021694
Date	Jan 6, 2026
Instrument	5002/1694

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 6, 2026
Property Address	6543 OAK DR, FLEMING ISLAND, FL 32003-8736
Document Number	0050021684
Book / Page	5002 / 1684
Map Reference	MB 16 PG 1&2
Instrument Date	Dec 31, 2025
Instrument	2026000540
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 BIRCH LN, LAKELAND, FL 33813-3502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 BEACH BLVD STE 107, 107, JACKSONVILLE, FL 32207-4826
Investor	Possibly a Property Investor

October 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CLAY FL
Recording Date	Oct 5, 2021
Property Address	6543 OAK DR, FLEMING ISLAND, FL 32003-8736
Document Number	0045181577
Book / Page	4518 / 1577
Map Reference	MB 16 PG 1&2
Instrument Date	Oct 5, 2021
Instrument	2021063061
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	6543 OAK DR, FLEMING ISLAND, FL 32003-8736

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,395.00 (+5.44%)	$136,621 (+5.99%)	$294,290 (+2.51%) Land $70,000 Building $224,290
2024	$1,323.00 (-17.62%)
2023	$1,606.00 (+11.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$128,904 (+3%)	$287,084 (+10.81%) Land $70,000 Building $217,084
2022	$1,438.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$125,150	$259,068 Land $70,000 Building $189,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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