El Dorado County property record for 6542 Richard Ave, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,002 sqft · built 1961 |
| Lot Size | 0.839 acres (36,590 sqft) |
| Owner | Individual on Record |
| Last Sale | $530,000 (Apr 2024) |
| Tax Bill | $5,592 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-102-007-000 |
| Primary APN | 317-102-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,002 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Construction Type | Wood |
| Lot Area | 36,590 sqft (0.839 acres) |
| Terrain | Gentle Slope |
| View / Lot | Average |
| Parking Spaces | 1 Parking Space |
| Patio Area | 2,002 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Old Parcel Number | 3171020710 |
|---|---|
| Street Address | 6542 RICHARD AVE |
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-9452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | POR L 36 COLD SPRINGS |
| Legal Subdivision | COLD SPRINGS |
| Legal Lot Number | 36 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30902 |
Source: El Dorado County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6542 RICHARD AVE, PLACERVILLE, CA 95667-9452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 1, 2021 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Mar 27, 2020 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 4, 2018 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC |
| May 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ELIZABETH C NELSON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on Record |
| Deed Sale | Apr 24, 2024 · Amount on Record |
| Prior Sale | Mar 17, 2015 · Amount on Record |
| Deed Document Number | 2024-0011185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 24, 2024 |
| Property Address | 6542 RICHARD AVE, PLACERVILLE, CA 95667-9452 |
| Document Number | 0000011185 |
| Map Reference | MB B MAP 89 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024-0011185 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6542 RICHARD AVE, PLACERVILLE, CA 95667-9452 |
| Document Number | 0000011186 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 2024-0011186 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6542 RICHARD AVE, PLACERVILLE, CA 95667-9452 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | SURETY LENDER SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 6542 RICHARD AVE, PLACERVILLE, CA 95667-9452 |
| Document Number | 0000022688 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021-0022688 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6542 RICHARD AVE, PLACERVILLE, CA 95667-9452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014033 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020-0014033 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6542 RICHARD AVE, PLACERVILLE, CA 95667-9452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034537 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 2018-0034537 |
| Name | ACCELERATE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6542 RICHARD AVE, PLACERVILLE, CA 95667-9452 |
| Document Number | 0000016635 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 6542 RICHARD AVE PLACERVILLE CA 956679452, PLACERVILLE, CA 95667-9452 |
| Document Number | 0000016635 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 16635 |
| Name | ELIZABETH C NELSON |
|---|---|
| Address | 5200 CHINA HILL RD, EL DORADO, CA 95623-4501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: El Dorado County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Trail Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,592.00 (+34.33%) Homeowner's exemption | $540,600 (+34.09%) Land $135,660 Building $404,940 |
| 2023 | $4,163.00 (+1.51%) Homeowner's exemption | $403,150 Land $101,653 Building $301,497 |
| 2022 | $4,101.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Apr 2006 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
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