65412 78th St, Bend, OR 97703 Property Records

Deschutes County property record for 65412 78th St, Bend, OR 97703

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,060 sqft · built 1995
Lot Size3.11 acres (135,472 sqft)
OwnerIndividual Name on Record
Last Sale$549,900 (Aug 2021)
Tax Bill$2,075 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Mar 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN161222-A0-01400

Property Details

APN / Parcel Number

Primary APN161222-A0-01400
Alternative APNs
  • R2007161222A001400
  • 132690

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,060 sqft Living Area
1st Floor Area1,060 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area135,472 sqft (3.11 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number132690
Street Address65412 78TH ST
CityBEND
StateOR
Zip97703-8453
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRR10
Legal DescriptionSECOND ADDITION TO WHISPERING PINES ESTATES BLOCK 25 LOT 1
Legal Range12
Legal Township16
Legal Section22
Legal SubdivisionSECOND ADDITION TO WHISPERING PINES ESTA
Legal Block25
Legal Lot Number1
JurisdictionDESCHUTES OR
Township / Civil DivisionREDMOND
Census Block Group2
Census Block2024
Census Tract1002

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address65412 78TH ST, BEND, OR 97703-8453
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Warranty Deed, Transfer · Conventional Mortgage
DIRECTORS MORTGAGE INC
Mar 3, 2021Warranty Deed, Transfer · Conventional Mortgage
GATEWAY FIRST BANK
Jan 24, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 27, 2018Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Prior SaleMar 3, 2021 · Amount on Record
Deed Document Number202148555
Prior Transfer DateJan 23, 2019
Prior Transfer Doc0000002425
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateAug 20, 2021
Property Address65412 78TH ST, BEND, OR 97703-8453
Document Number0000048555
Map ReferenceCAB A PG 163
Instrument DateAug 19, 2021
Instrument2021-48555
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65412 78TH ST, BEND, OR 97703-8453

Mortgage

Document Number0000048556
DateAug 20, 2021
Instrument2021-48556
Lender
NameDIRECTORS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMar 3, 2021
Property Address65412 78TH ST, BEND, OR 97703-8453
Document Number0000013558
Map ReferenceCAB A PG 163
Instrument DateFeb 22, 2021
Instrument2021-13558
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65412 78TH ST, BEND, OR 97703-8453

Mortgage

Document Number0000013559
DateMar 3, 2021
Instrument2021-13559
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateJan 24, 2019
Property Address65412 78TH ST, BEND, OR 97703-8453
Document Number0000002425
Instrument DateJan 23, 2019
Instrument2425
Transaction TypeTransfer
Record UpdatedFeb 1, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address61535 S HIGHWAY 97 #162 BEND OR 977022154, 162, BEND, OR 97702-2154

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateApr 27, 2018
Property Address65412 78TH ST, BEND, OR 97703-8453
Document Number0000016874
Instrument DateApr 26, 2018
Instrument16874
Transaction TypeTransfer
Record UpdatedMay 7, 2018
Title CompanyDESCHUTES COUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address61535 S HIGHWAY 97 #162 BEND OR 977022154, 162, BEND, OR 97702-2154

Mortgage

Document Number16875
DateApr 27, 2018
Instrument16875
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 26, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,075.00 (+4.59%)$132,310 (+3%)$475,840 (-6.3%) Land $345,310 Building $130,530
2024$1,984.00 (+5.76%)$128,460 (+3%)$507,860 (-) Land $321,400 Building $186,460
2023$1,876.00$124,720$507,860 Land $321,400 Building $186,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20

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