6541 Persa St, Carlsbad, CA 92009 Property Records

San Diego County property record for 6541 Persa St, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,761 sqft · built 1978
Lot Size	0.217 acres (9,466 sqft)
Owner	Company Name on Record
Last Sale	$700,000 (Oct 2010)
Tax Bill	$10,654 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`215-280-41-00`

Property Details

APN / Parcel Number

Primary APN	`215-280-41-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,761 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	9,466 sqft (0.217 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6541 PERSA ST
City	CARLSBAD
State	CA
Zip	92009-5319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 108 TR 006800
Legal Subdivision	LA COSTA MEADOWS
Legal Tract	006800
Legal Block	3
Legal Lot Number	108
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3009
Census Tract	20030

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	26 VERDE DR, GREENFIELD, MA 01301-9796
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Intrafamily Transfer, Transfer
Oct 11, 2022	Intrafamily Transfer, Transfer
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Sep 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2010 · Amount on Record
Deed Sale	Oct 15, 2010 · Amount on Record
Prior Sale	May 19, 2005 · Amount on Record
Deed Document Number	2010554960
Last Transfer Date	Sep 30, 2022
Transfer Doc	0000394910
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2022
Property Address	6541 PERSA ST, CARLSBAD, CA 92009-5319
Document Number	0000394911
Map Reference	MAP 6800
Instrument Date	Sep 30, 2022
Instrument	2022-0394911
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6541 PERSA ST, CARLSBAD, CA 92009-5319

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2022
Property Address	6541 PERSA ST, CARLSBAD, CA 92009-5319
Document Number	0000394910
Map Reference	MAP 6800
Instrument Date	Sep 30, 2022
Instrument	2022-0394910
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6541 PERSA ST, CARLSBAD, CA 92009-5319

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6541 PERSA ST, CARLSBAD, CA 92009-5319
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6541 PERSA ST, CARLSBAD, CA 92009-5319

Mortgage

Document Number	0000026619
Date	Jan 19, 2022
Instrument	2022-0026619

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6541 PERSA ST, CARLSBAD, CA 92009-5319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000465427
Date	Oct 16, 2019
Instrument	2019-0465427

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6541 PERSA ST, CARLSBAD, CA 92009-5319
Document Number	0000386371
Instrument Date	Sep 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6541 PERSA ST CARLSBAD CA 920095319, CARLSBAD, CA 92009-5319

Mortgage

Document Number	0000386371
Date	Sep 6, 2019
Instrument	386371

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6541 PERSA ST, CARLSBAD, CA 92009-5319
Document Number	0000122509
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6541 PERSA ST CARLSBAD CA 920095319, CARLSBAD, CA 92009-5319

Mortgage

Document Number	0000122509
Date	Apr 5, 2019
Instrument	122509

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6541 PERSA ST, CARLSBAD, CA 92009-5319
Document Number	0000089269
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6541 PERSA ST CARLSBAD CA 920095319, CARLSBAD, CA 92009-5319

Mortgage

Document Number	0000089269
Date	Feb 24, 2017
Instrument	89269

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$914,742 (+2%) Land $529,390 Building $385,352
2025	$10,654.00 (+9.51%)	$896,807 (+4.04%) Land $519,010 Building $377,797
2023	$9,729.00 (+2.09%) Homeowner's exemption	$861,985 Land $498,857 Building $363,128
2022	$9,530.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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