6541 Monaco St, Commerce City, CO 80022 Property Records

Adams County property record for 6541 Monaco St, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,732 sqft · built 1949
Lot Size	0.589 acres (25,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,263 (2025)
Deeds & Mortgages	Dec 2023 Sale Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0088951`

Property Details

APN / Parcel Number

Primary APN	`R0088951`
Alternative APNs	`0182305318007` `182305318007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	460 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.589 acres)
Garage Type	Detached
Garage Area	1,284 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0088951
Old Parcel Number	182305318007
Street Address	6541 MONACO ST
City	COMMERCE CITY
State	CO
Zip	80022-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:HENEBRY GARDENS DESC: E 2/5THS OF PLOT 46 EXC N 60 FT OF E 200 FT AND EXC RDS
Legal Range	67W
Legal Township	03S
Legal Section	05
Legal Quarter	SW
Legal Subdivision	HENEBRY GARDENS
Legal Block	18
Legal Lot Number	46
Jurisdiction	ADAMS CO
Township / Civil Division	COMMERCE CITY
Census Block Group	1
Census Block	1015
Census Tract	8705

Owner

6541 Monaco St is owned and occupied by two individuals.

Source: Adams County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6541 MONACO ST, COMMERCE CITY, CO 80022-2824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Beneficiary Deed, Transfer
Jan 22, 2024	Beneficiary Deed, Transfer
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 12, 2023
Property Address	6541 MONACO ST, COMMERCE CITY, CO 80022-2824
Document Number	0000068612
Instrument Date	Dec 7, 2023
Instrument	2023000068612
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1516 HIGHWAY 603, CHEHALIS, WA 98532-8821

January 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 22, 2024
Property Address	6541 MONACO ST, COMMERCE CITY, CO 80022-2824
Document Number	0000003422
Instrument Date	Jan 18, 2023
Instrument	2024000003422
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6541 MONACO ST, COMMERCE CITY, CO 80022-2824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 HIGHWAY 603, CHEHALIS, WA 98532-8821

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	6541 MONACO ST, COMMERCE CITY, CO 80022-2824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135313
Date	Dec 22, 2020
Instrument	2020000135313

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	ARVADA, CO 80001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	6541 MONACO ST, COMMERCE CITY, CO 80022-2824
Document Number	0000108307
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6541 MONACO ST COMMERCE CITY CO 800222824, COMMERCE CITY, CO 80022-2824

Mortgage

Document Number	0000108307
Date	Dec 8, 2017
Instrument	108307

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6541 Monaco St was $1,263.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	Adams County School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,263.00	$24,380 Land $4,230 Building $20,150	$490,000 Land $85,000 Building $405,000
2023	$3,095.00 (+9.25%)	$34,770 (+10.28%) Land $5,750 Building $29,020	$514,000 (+13.3%) Land $85,000 Building $429,000
2022	$2,833.00	$31,530 Land $11,540 Building $19,990	$453,658 Land $166,000 Building $287,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6541 Monaco St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6541 Monaco St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100

May also be available: Aerux Broadband, AT&T, T-Mobile.

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