6541 Grassy Br Rd, Bryson City, NC 28713 Property Records

Swain County property record for 6541 Grassy Br Rd, Bryson City, NC 28713

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,888 sqft · built 1969
Lot Size	5.24 acres (228,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$700 (Apr 2022)
Tax Bill	$1,802 (2026)
Deeds & Mortgages	Apr 2020 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`665303124424`

Property Details

APN / Parcel Number

Primary APN	`665303124424`
Alternative APN	`541459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,888 sqft Heated Area
Gross Area	2,886 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	228,254 sqft (5.24 acres)
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	541459
Street Address	6541 GRASSY BRANCH RD
City	BRYSON CITY
State	NC
Zip	28713-5686
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	30-NR-5789-GRASSY BR
Legal Subdivision	GRASSY BR
Jurisdiction	SWAIN NC
Township / Civil Division	NANTAHALA
Census Block Group	1
Census Block	1061
Census Tract	960301

Owner

Source: Swain County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8081 W LAKE DR, WEST PALM BEACH, FL 33406-8630
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Oct 26, 2020	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Jun 2, 2015 · Amount on Record
Deed Document Number	2022908
Deed Book / Page	507 / 37
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	6541 GRASSY BRANCH RD, BRYSON CITY, NC 28713-5686
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000477/453
Date	Apr 24, 2020
Book Page	477/453
Instrument	674

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BRYSON CITY, NC 28713

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	6541 GRASSY BRANCH RD, BRYSON CITY, NC 28713-5686
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6541 GRASSY BRANCH RD, BRYSON CITY, NC 28713-5686

Mortgage

Document Number	000483/980
Date	Oct 26, 2020
Book Page	483/980
Instrument	2087

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BRYSON CITY, NC 28713

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 7, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Apr 13, 2022
Property Address	6541 GRASSY BRANCH RD, BRYSON CITY, NC 28713-5686
Document Number	0000507/37
Book / Page	507 / 37
Map Reference	MB 86 PG 132
Instrument Date	Apr 13, 2022
Instrument	908
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6541 GRASSY BRANCH RD, 6541, BRYSON CITY, NC 28713-5686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8081 W LAKE DR, WEST PALM BEACH, FL 33406-8630

Mortgage

Document Number	0000000909
Date	Apr 13, 2022
Instrument	909

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Swain County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,802.00 (+70.64%)	$300,240 (+60.21%) Land $49,900 Building $250,340
2025	$1,056.00 (+14.29%)	$187,400 (-) Land $49,900 Building $137,500	$300,240 (+60.21%) Land $49,900 Building $250,340
2023	$924.00 Additional exemption filed	$187,400 Land $49,900 Building $137,500	$187,400 Land $49,900 Building $137,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BalsamWest FiberNET Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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