6541 Garretts Trl, Rhinelander, WI 54501 Property Records

Oneida County property record for 6541 Garretts Trl, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Jul 2020)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NE 2389`

Property Details

APN / Parcel Number

Primary APN	`NE 2389`

Exterior

Lot Area	57,935 sqft (1.33 acres)

Location & Zoning

Street Address	6541 GARRETTS TRL
City	RHINELANDER
State	WI
Zip	54501-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 807996/784297 GARRETT'S LANDING LOT 9 1.34CA/1.33SASM B8291
Legal Range	08E
Legal Township	38N
Legal Section	21
Legal Subdivision	GARRETTS LANDING
Legal Lot Number	9
Jurisdiction	ONEIDA WI
Township / Civil Division	NEWBOLD
Census Block Group	1
Census Block	1069
Census Tract	970604

Owner

6541 Garretts Trl is owned and occupied by two individuals who bought it in July 2020.

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6541 GARRETTS TRL, RHINELANDER, WI 54501-7632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Jul 12, 2018	Warranty Deed, Transfer ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC
Jan 17, 2017	Special Warranty Deed, Transfer · Commercial Mortgage RIVER VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Prior Sale	Jul 12, 2018 · Amount on File
Deed Document Number	2020807996
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000820511
Date	May 13, 2021
Instrument	820511

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 20, 2020
Property Address	RHINELANDER, WI 54501
Document Number	0000807996
Instrument Date	Jul 16, 2020
Instrument	807996
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000807997
Date	Jul 20, 2020
Instrument	807997

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2025

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 12, 2018
Property Address	RHINELANDER, WI 54501
Document Number	0000784297
Map Reference	DOC615659
Instrument Date	Jul 10, 2018
Instrument	784297
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Tax	$294.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jan 17, 2017
Property Address	RHINELANDER, WI 54501
Document Number	0000768121
Instrument Date	Jan 6, 2017
Instrument	768121
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Tax	$164.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 271, MINOCQUA, WI 54548-0271

Mortgage

Document Number	0000768730
Date	Feb 2, 2017
Instrument	768730

Lender

Name	RIVER VALLEY BANK
Type	Bank
Address	MINOCQUA, WI 54548

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6541 Garretts Trl was $6,282 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Newbold Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,282.00	$389,200 Land $116,000 Building $273,200	$587,510 Land $175,106 Building $412,404
2023	$5,378.00	$389,200 Land $116,000 Building $273,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6541 Garretts Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6541 Garretts Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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