6541 Ferrite St, El Dorado, CA 95623 Property Records

El Dorado County property record for 6541 Ferrite St, El Dorado, CA 95623

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,580 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$830,000 (Sep 2023)
Tax Bill	$9,020 (2025)
Deeds & Mortgages	Nov 2023 Transfer Sep 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`092-390-049-000`

Property Details

APN / Parcel Number

Primary APN	`092-390-049-000`
Alternative APNs	`09239049100` `0923904910`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,580 sqft Living Area
1st Floor Area	2,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	217,800 sqft
Terrain	Gentle Slope
Parking Spaces	3 Parking Spaces
Patio Area	2,580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6541 FERRITE ST
City	EL DORADO
State	CA
Zip	95623-4896
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 41/132/3
Legal Subdivision	AS SHOWN ON THE PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2011
Census Tract	31503

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6541 FERRITE ST, EL DORADO, CA 95623-4896
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Sep 8, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 27, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Sep 29, 2017	Deed of Trust, Mortgage · FHA Mortgage MONEY HOUSE
Sep 29, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	May 29, 1998 · Amount on Record
Deed Document Number	202325391
Last Transfer Date	Nov 17, 2023
Transfer Doc	0000033104
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Nov 20, 2023
Property Address	6541 FERRITE ST, EL DORADO, CA 95623-4896
Document Number	0000033104
Map Reference	MB 41 PG 132
Instrument Date	Nov 17, 2023
Instrument	2023-0033104
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6541 FERRITE ST, EL DORADO, CA 95623-4896

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 8, 2023
Property Address	6541 FERRITE ST, EL DORADO, CA 95623-4896
Document Number	0000025391
Map Reference	MB 41 PG 132
Instrument Date	Aug 4, 2023
Instrument	2023-0025391
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5229 DUSTY ROSE WAY, RANCHO CORDOVA, CA 95742-8148

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6541 FERRITE ST, EL DORADO, CA 95623-4896
Document Number	0000014148
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FNC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6541 FERRITE ST EL DORADO CA 956234896, EL DORADO, CA 95623-4896

Mortgage

Document Number	0000014148
Date	Mar 27, 2020
Instrument	14148

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Mar 26, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.32%

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 27, 2020
Property Address	6541 FERRITE ST, EL DORADO, CA 95623-4896
Document Number	0000014146
Map Reference	MB 41 PG 132
Instrument Date	Mar 20, 2020
Instrument	2020-0014146
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6541 FERRITE ST, EL DORADO, CA 95623-4896

Mortgage

Document Number	0000014147
Date	Mar 27, 2020
Instrument	2020-0014147

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	893 Months
Due	Aug 11, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.32%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6541 FERRITE ST, EL DORADO, CA 95623-4896
Document Number	0000052258
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6541 FERRITE ST EL DORADO CA 956234896, EL DORADO, CA 95623-4896

Mortgage

Document Number	0000052258
Date	Nov 17, 2017
Instrument	52258

Lender

Name	MONEY HOUSE
Type	Funding / Finance Company
Address	ORLANDO, FL 32819

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Nov 16, 2094

Interest

Rate Type	Adjustable Rate
Rate	3.77%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6541 FERRITE ST, EL DORADO, CA 95623-4896
Document Number	0000052259
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6541 FERRITE ST EL DORADO CA 956234896, EL DORADO, CA 95623-4896

Mortgage

Document Number	0000052259
Date	Nov 17, 2017
Instrument	52259

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Nov 16, 2094

Interest

Rate Type	Adjustable Rate
Rate	3.77%

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$863,532 (+2%) Land $208,080 Building $655,452
2025	$9,020.00 (+2.02%)	$846,600 (+104.34%) Land $204,000 Building $642,600
2024	$8,841.00 (+99.71%)
2023	$4,427.00 (+1.49%) Homeowner's exemption	$414,319 Land $122,761 Building $291,558
2022	$4,362.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1995–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Feb 2017 · Flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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