6541 Cereus Ct, Laredo, TX 78043 Property Records

Webb County property record for 6541 Cereus Ct, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	1,160 sqft · built 2006
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,800 (Jul 2011)
Tax Bill	$807 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`938-15004-220`

Property Details

APN / Parcel Number

Primary APN	`938-15004-220`
Alternative APN	`345158`

Interior

Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Utility Area	12 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Porch	Open Porch
Porch Area	504 sqft

Location & Zoning

Street Address	6541 CEREUS CT
City	LAREDO
State	TX
Zip	78043-6517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1MH
Legal Description	SAN JOSE PHASE IX, BLOCK 4, LOT 22
Legal Subdivision	SAN JOSE
Legal Phase	IX
Legal Block	4
Legal Lot Number	22
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2012
Census Tract	1816

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6541 CEREUS CT, LAREDO, TX 78043-6517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Jan 19, 2022	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2011 · Amount on Record
Deed Sale	Jul 5, 2011 · Amount on Record
Prior Sale	Dec 11, 2009 · Amount on Record
Deed Document Number	20115563
Deed Book / Page	3110 / 112
Prior Transfer Date	Dec 1, 2009
Prior Transfer Doc	002859/053
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	6541 CEREUS CT, LAREDO, TX 78043-6517
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6541 CEREUS CT, RIO BRAVO, TX 78043-6517

Mortgage

Document Number	005015/609
Date	May 4, 2021
Book Page	5015/609
Instrument	1427719

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Jul 1, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	6541 CEREUS CT, LAREDO, TX 78043-6517
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6541 CEREUS CT, LAREDO, TX 78043-6517

Mortgage

Document Number	005114/580
Date	Sep 20, 2021
Book Page	5114/580
Instrument	1442633

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jul 1, 2041

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	6541 CEREUS CT, LAREDO, TX 78043-6517
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6541 CEREUS CT, LAREDO, TX 78043-6517

Mortgage

Document Number	005195/278
Date	Jan 19, 2022
Book Page	5195/278
Instrument	1455321

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,616 (+11.29%)	$187,070 (+0.38%) Land $42,120 Building $144,950
2025	$807.00 (-11.32%) Homeowner's exemption	$159,595 (+21%)	$186,354 (+41.29%)
2024	$910.00 (+7.44%)
2023		$131,896 Land $30,330 Building $101,566	$131,896 Land $30,330 Building $101,566
2022	$847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Cereus Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures