Lehigh County property record for 6540 Xmas Tree Dr, Orefield, PA 18069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,959 sqft · built 1986 |
| Lot Size | 11 acres (479,160 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,330,000 (Sep 2024) |
| Tax Bill | $19,431 (2026) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 545739287646-1 |
| Primary APN | 545739287646-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,959 sqft Base Area |
| 1st Floor Area | 4,959 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 479,160 sqft (11 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6540 XMAS TREE DR |
|---|---|
| City | OREFIELD |
| State | PA |
| Zip | 18069-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LOTS: 004, D, 319 |
| Legal Subdivision | ACT 319P |
| Legal Block | 14 |
| Legal Lot Number | 4 D |
| Jurisdiction | LEHIGH PA |
| Township / Civil Division | LOWHILL |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 5401 |
6540 Xmas Tree Dr is owned and occupied by an individual who bought it in September 2024.
Source: Lehigh County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6540 XMAS TREE DR, OREFIELD, PA 18069-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2024 | Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Oct 23, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 17, 2017 | Grant Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on File |
| Deed Sale | Sep 10, 2024 · Amount on File |
| Prior Sale | Nov 17, 2017 · Amount on File |
| Deed Document Number | 202421301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEHIGH PA |
| Recording Date | Sep 10, 2024 |
| Property Address | 6540 XMAS TREE DR, OREFIELD, PA 18069-3034 |
| Document Number | 0000021301 |
| Instrument Date | Aug 23, 2024 |
| Instrument | 2024021301 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6540 XMAS TREE DR, OREFIELD, PA 18069-3034 |
| Document Number | 0000021302 |
|---|---|
| Date | Sep 10, 2024 |
| Instrument | 2024021302 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 6540 XMAS TREE DR, OREFIELD, PA 18069-3034 |
| Document Number | 0000037631 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 6540 XMAS TREE DR OREFIELD PA 180693034, OREFIELD, PA 18069-3034 |
| Document Number | 0000037631 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 37631 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 17, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LEHIGH PA |
| Recording Date | Nov 17, 2017 |
| Property Address | 6540 XMAS TREE DR, OREFIELD, PA 18069-3034 |
| Document Number | 0000034519 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 34519 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Title Company | ASSOCIATED ABSTRACT SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6540 XMAS TREE DR OREFIELD PA 180693034, OREFIELD, PA 18069-3034 |
| Document Number | 34520 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 34520 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2026 property tax bill for 6540 Xmas Tree Dr was $19,431.
Source: Lehigh County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lehigh County |
| County Subdivision | Lowhill Township |
| Unified School District | Northwestern Lehigh School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,431.00 | $822,800 Land $157,800 Building $665,000 | |
| 2024 | $18,156.00 Additional exemption filed | $822,800 Land $157,800 Building $665,000 | |
| 2013 | $822,800 Land $157,800 Building $665,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6540 Xmas Tree Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6540 Xmas Tree Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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