6540 Vanderbilt St, Houston, TX 77005 Property Records

Harris County property record for 6540 Vanderbilt St, Houston, TX 77005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,728 sqft · built 1992
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,593,800 (Sep 2013)
Tax Bill	$39,791 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`039-302-011-0017`

Property Details

APN / Parcel Number

Primary APN	`039-302-011-0017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,728 sqft Living Area
1st Floor Area	2,081 sqft
Attic	Attic
Attic Area	566 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	12,000 sqft (0.276 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0393020110017
Street Address	6540 VANDERBILT ST
City	HOUSTON
State	TX
Zip	77005-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2A BLK 11 WEST UNIVERSITY PLACE SEC 1
Legal Subdivision	WEST UNIVERSITY PLACE SEC 1
Legal Tract	2A
Legal Block	11
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3012
Census Tract	412300

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6540 VANDERBILT ST, HOUSTON, TX 77005-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2013 · Amount on Record
Deed Sale	Sep 30, 2013 · Amount on Record
Deed Document Number	2013499908
Deed Book / Page	049-91 / 2096
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	6540 VANDERBILT ST, HOUSTON, TX 77005-3823
Document Number	0000328016
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6540 VANDERBILT ST HOUSTON TX 770053823, HOUSTON, TX 77005-3823

Mortgage

Document Number	0000328016
Date	Jul 22, 2020
Instrument	328016

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	601 OAKMONT LN # 300, WESTMONT, IL 60559-5532

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	West University Place City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39,791.00 (+2.07%) Homeowner's exemption	$2,708,894 (+12.4%) Land $1,740,000 Building $968,894	$2,708,894 (+12.4%) Land $1,740,000 Building $968,894
2024	$38,985.00 (+13.59%)
2023		$2,410,007 Land $1,680,000 Building $730,007	$2,410,007 Land $1,680,000 Building $730,007
2022	$34,320.00 (-10.16%)
2020	$38,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 353 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	353 in force
Nearby Flood Claims	151 (1979–2024)
Claims Outside the SFHA	52 of 151
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Sep 2017 · 71 claims Hurricane Ike, Sep 2008 · 11 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST UNIVERSITY PLACE serves 19,200 people · EPA ID TX1010027
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20