6540 Valley Rd, La Plata, MD 20646 Property Records

Charles County property record for 6540 Valley Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,628 sqft · built 1961
Lot Size	12.1 acres (529,254 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (May 1996)
Tax Bill	$12,033 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-015494`

Property Details

APN / Parcel Number

Primary APN	`01-015494`
Alternative APNs	`1015494` `015494`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,628 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	1,728 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	529,254 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015494
Street Address	6540 VALLEY RD
City	LA PLATA
State	MD
Zip	20646-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	PAR 2 = 12.1534 AC E SI VALLEY ROAD
Legal Subdivision	TOWN OF LA PLATA
Legal Block	2
Legal Lot Number	2
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2003
Census Tract	851001

Owner

6540 Valley Rd is owned and occupied by two individuals who bought it in May 1996.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6540 VALLEY RD, LA PLATA, MD 20646-3105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 1996 · Amount on File
Deed Sale	May 7, 1996 · Amount on File
Deed Document Number	199611496
Deed Book / Page	2224 / 597
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 6540 Valley Rd was $12,033.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,300 Land $190,700 Building $217,600	$408,300 Land $190,700 Building $217,600
2025	$12,033.00
2023	$5,192.00	$364,900 Land $190,700 Building $174,200	$364,900 Land $190,700 Building $174,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6540 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6540 Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35