6540 SW 123rd St, Pinecrest (Miami), FL 33156 Property Records

Miami-Dade County property record for 6540 SW 123rd St, Pinecrest, FL 33156

Property Summary

Property TypeSingle Family Home
Details7 bd · 10.5 ba · 7,530 sqft · built 2021
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on Record
Last Sale$8,900,000 (Mar 2022)
Tax Bill$134,619 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Aug 2023 Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN20-5013-013-0170

Property Details

APN / Parcel Number

Primary APN20-5013-013-0170

Interior

Bedrooms7 Beds
Full Baths10.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area7,530 sqft Living Area
Gross Area9,673 sqft
1st Floor Area1,770 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area37,026 sqft (0.85 acres)
Garage Area250 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchPorch
Porch Area112 sqft
Deck AreaDeck Area
Patio Area300 sqft

Location & Zoning

Street Address6540 SW 123RD ST
CityPINECREST
StateFL
Zip33156-5555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2300
Legal Description13 55 40 TOWN & COUNTRY ESTATES PB 61-28 LOT 2 BLK 3 LOT SIZE IRREGULAR F/A/U 30-5013-013-0170 COC 24262-0510 02 2006 4
Legal Range40E
Legal Township55S
Legal Section13
Legal SubdivisionTOWN & COUNTRY ESTATES
Legal Block3
Legal Lot Number2
JurisdictionDADE FL
Township / Civil DivisionKENDALL-PALMETTO BAY
Census Block Group3
Census Block3012
Census Tract8101

Owner

Source: Miami-Dade County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6540 SW 123RD ST, PINECREST, FL 33156-5555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 31, 2023Deed of Trust, Mortgage · Conventional Mortgage
CHANGE LENDING LLC
Mar 24, 2022Warranty Deed, Transfer · Conventional Mortgage
CITY NATIONAL BANK OF FLORIDA
Nov 14, 2018Quit Claim Deed
ATTORNEY ONLY
Oct 19, 2018Quit Claim Deed, Transfer · Construction Mortgage
US CENTURY BANK
Nov 15, 2017Warranty Deed, Transfer
SFL TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2022 · Amount on Record
Deed SaleMar 24, 2022 · Amount on Record
Prior SaleNov 15, 2017 · Amount on Record
Deed Document Number2022238901
Deed Book / Page33085 / 1915
Prior Transfer DateNov 7, 2018
Prior Transfer Doc0000692196
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address6540 SW 123RD ST, PINECREST, FL 33156-5555
Transaction TypeMortgage
Record UpdatedFeb 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6540 SW 123RD ST, PINECREST, FL 33156-5555

Mortgage

Document Number0000946861
DateDec 23, 2025
Book Page35088/731
Instrument2025R0946861
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 9, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address6540 SW 123RD ST, PINECREST, FL 33156-5555
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address19807 SE GALLBERRY DR, JUPITER, FL 33458-3598
InvestorPossibly a Property Investor

Mortgage

Document Number0000614569
DateAug 31, 2023
Book Page33861/2988
Instrument2023R0614569
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressANAHEIM, CA 92808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate9.75%
Type Change DateSep 1, 2028
Change Frequency6 Months
Min Rate At Change9.75%
Max Rate At Change11.7%
Max Rate14.7%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateMar 24, 2022
Property Address6540 SW 123RD ST, PINECREST, FL 33156-5555
Document Number0000238901
Book / Page33085 / 1915
Map ReferenceMB 61 PG 28
Instrument DateMar 15, 2022
Instrument2022R0238901
Transaction TypeTransfer
Record UpdatedApr 19, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$53,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7500 SW 144TH ST, 7500, PALMETTO BAY, FL 33158-1648

Transferred To (Grantee/Buyer)

NameVerified Name
Address6540 SW 123RD ST, PINECREST, FL 33156-5555

Mortgage

Document Number0000001918
DateMar 24, 2022
Instrument33085/1918
Lender
NameCITY NATIONAL BANK OF FLORIDA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

November 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateNov 14, 2018
Property Address6540 SW 123RD ST, PINECREST, FL 33156-5555
Document Number0000692196
Book / Page031218 / 004138
Instrument DateNov 7, 2018
Instrument692196
Record UpdatedDec 6, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.60
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6600 SW 123RD ST MIAMI FL 331565557, MIAMI, FL 33156-5557

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateOct 19, 2018
Property Address6540 SW 123RD ST, PINECREST, FL 33156-5555
Document Number0000642393
Book / Page31189 / 1424
Map ReferenceMB 61 PG 28
Instrument DateOct 16, 2018
Instrument2018R0642393
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6600 SW 123RD ST, 6600, PINECREST, FL 33156-5557

Transferred To (Grantee/Buyer)

NameVerified Name
Address6600 SW 123RD ST, PINECREST, FL 33156-5557

Mortgage

Document Number0000642394
DateOct 19, 2018
Instrument2018R0642394
Lender
NameUS CENTURY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueOct 16, 2048
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateApr 1, 2027
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7%
Index1-Year CMT
Margin3
Max Rate11%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateNov 15, 2017
Property Address6540 SW 123RD ST, PINECREST, FL 33156-5555
Document Number0000641834
Book / Page030755 / 004842
Instrument DateNov 10, 2017
Instrument641834
Transaction TypeTransfer
Record UpdatedNov 22, 2017
Title CompanySFL TITLE LLC

Transaction

AmountAmount Recorded
Tax$5,250.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6600 SW 123RD ST PINECREST FL 331565557, PINECREST, FL 33156-5557

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityPinecrest Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$134,619.00 (+3.69%) Homeowner's exemption$7,664,646 (+3.43%)$7,759,930 (+4.72%) Land $2,036,430 Building $5,723,500
2024$129,829.00 (+0.17%)
2023$129,614.00 (+12.88%) Homeowner's exemption$7,410,490 (+12.58%) Land $1,369,962 Building $6,040,528$7,410,490 (+12.58%) Land $1,369,962 Building $6,040,528
2022$114,824.00$6,582,199 Land $888,624 Building $5,693,575$6,582,199 Land $888,624 Building $5,693,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 153 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies153 in force
Nearby Flood Claims56 (1981–2026)
Claims Outside the SFHA34 of 56
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Katrina, Aug 2005 · 14 claims
  • Hurricane Irene, Oct 1999 · 6 claims
  • Hurricane Andrew, Aug 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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