6540 Summerfield Loop, New Port Richey, FL 34655 Property Records

Pasco County property record for 6540 Summerfield Loop, New Port Richey, FL 34655

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,752 sqft · built 1981
Lot Size	2.39 acres (104,396 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Feb 2024)
Tax Bill	$10,005 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2024 Sale & Mortgage + 6 more
Flood Zone	Zone A (high risk)
APN	`33-26-16-002B-00000-4260`

Property Details

APN / Parcel Number

Primary APN	`33-26-16-002B-00000-4260`
Alternative APNs	`162633002B000004260` `2166505`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,752 sqft Living Area
Gross Area	3,272 sqft
1st Floor Area	1,176 sqft
Upper Floors Area	1,576 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	104,396 sqft (2.39 acres)
Garage Type	Attached
Garage Area	520 sqft
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Pool Area	504 sqft
Deck Area	Deck Area
Patio Area	808 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6540 SUMMERFIELD LOOP
City	NEW PORT RICHEY
State	FL
Zip	34655-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	OAK RIDGE UNIT 3 PB 17 PGS 108-122 LOT 426
Legal Range	16E
Legal Township	26S
Legal Section	33
Legal Subdivision	OAK RIDGE
Legal Tract	2B
Legal Lot Number	426
Legal Unit	3
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1009
Census Tract	31504

Owner

6540 Summerfield Loop is owned and occupied by two individuals who bought it in February 2024.

Source: Pasco County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 6, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 9, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 11, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 17, 2019	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 31, 2020	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Nov 21, 2018	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 28, 2017	Grant Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on File
Deed Sale	Feb 6, 2024 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	202419730
Deed Book / Page	10955 / 636
Prior Transfer Date	Apr 22, 2011
Prior Transfer Doc	0085431972
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Mar 9, 2026
Property Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649
Document Number	0113772803
Book / Page	11377 / 2803
Map Reference	MB 17 PG 108-132
Instrument Date	Mar 3, 2025
Instrument	2026043026
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 6, 2024
Property Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649
Document Number	0109550636
Book / Page	10955 / 636
Map Reference	MB 17 PGS 108 THROUG
Instrument Date	Jan 31, 2024
Instrument	2024019730
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649

Mortgage

Document Number	2024019731
Date	Feb 6, 2024
Instrument	2024019731

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Mortgage

Document Number	0109550638
Date	Feb 6, 2024
Book Page	10955/638
Instrument	2024019731

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103653094
Date	Jun 9, 2021
Book Page	10365/3094
Instrument	2021118967

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649

Mortgage

Document Number	0105500917
Date	Feb 11, 2022
Book Page	10550/917
Instrument	2022036786

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TROPICAL TITLE INSURANCE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100232365
Date	Dec 17, 2019
Book Page	10023/2365
Instrument	2019213514

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 31, 2020
Property Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649
Document Number	0101680059
Book / Page	10168 / 59
Map Reference	MB 17 PG 108-132
Instrument Date	Aug 28, 2020
Instrument	2020143060
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ALBRITTON TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,208.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 BAYSHORE DR, 812, TARPON SPRINGS, FL 34689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649

Mortgage

Document Number	1016861
Date	Aug 31, 2020
Instrument	10168/61

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 10, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Nov 21, 2018
Property Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649
Document Number	0098210501
Book / Page	9821 / 0501
Map Reference	MB 17 PG 108
Instrument Date	Nov 16, 2018
Instrument	2018196718
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	CHAMPIONS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 MEARS BLVD, 320, OLDSMAR, FL 34677-3047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649

Mortgage

Document Number	2018196719
Date	Nov 21, 2018
Instrument	2018196719

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Mar 28, 2017
Property Address	6540 SUMMERFIELD LOOP, NEW PORT RICHEY, FL 34655-5649
Document Number	0095152500
Book / Page	009515 / 002500
Instrument Date	Mar 20, 2017
Instrument	44164
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	320 MEARS BLVD OLDSMAR FL 346773047, OLDSMAR, FL 34677-3047

Tax Assessment & Valuation

The 2025 property tax bill for 6540 Summerfield Loop was $10,005, up 4,853% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,911 (-1.65%) Land $118,528 Building $454,383	$572,911 (-1.65%) Land $118,528 Building $454,383
2025	$10,005.00 (+4,852.97%)	$582,525 Land $118,528 Building $463,997	$582,525 Land $118,528 Building $463,997
2024	$202.00 (+3.59%)
2023	$195.00 (+3.72%) Additional exemption filed	$361,810 (+3%) Land $98,278 Building $263,532	$520,628 (+6.32%) Land $98,278 Building $422,350
2022	$188.00 Homeowner's exemption	$351,280 Land $114,478 Building $236,802	$489,665 Land $114,478 Building $375,187

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6540 Summerfield Loop in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 122 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	15 (1988–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6540 Summerfield Loop is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEVEN SPRINGS private · serves 32,834 people · EPA ID FL6512214
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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