6540 State St, Saginaw, MI 48603 Property Records

Saginaw County property record for 6540 State St, Saginaw, MI 48603

Property Summary

Property TypeCommercial
Details2,630 sqft · built 2024
Lot Size1.27 acres (55,539 sqft)
OwnerCompany Name on Record
Last Sale$150,000 (May 2023)
Tax Bill$11,741 (2025)
Deeds & MortgagesMay 2023 Sale
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN23-12-4-18-3005-000

Property Details

APN / Parcel Number

Primary APN23-12-4-18-3005-000
Alternative APN
  • 124183005000

Interior

Stories1 Story
Building Area2,630 sqft Total Area
1st Floor Area904 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Fire ResistanceMasonry Walls, Wood Interior
Lot Area55,539 sqft (1.27 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address6540 STATE ST
CitySAGINAW
StateMI
Zip48603-3433
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB-3
Legal DescriptionBEG ON E LINE OF MIDLAND RD AND 33 FT N OF S SEC LINE RUN TH N 16DEG 27MIN W ALONG SAID E LINE 155.51 FT TH N 74 DEG 33 MIN E 137.21 FT TO SW LY LINE OF U.S. HWY 10 TH SE LY ALONG SAID SW LY LINE 294.06 FT TO PT 33 FT N OF S SEC LINE TH N 89DEG 21MIN
Legal Range04E
Legal Township12N
Legal Section18
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group1
Census Block1050
Census Tract10306

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4569 FIELDSTONE LN, SAGINAW, MI 48603-5206
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Warranty Deed, Transfer
DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY
Aug 3, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2023 · Amount on Record
Deed SaleMay 10, 2023 · Amount on Record
Prior SaleApr 3, 2008 · Amount on Record
Prior Transfer DateAug 28, 2013
Prior Transfer Doc0000028645
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateMay 10, 2023
Property Address6540 STATE ST, SAGINAW, MI 48603-3433
Document Number0000011599
Instrument DateMay 4, 2023
Instrument2023011599
Transaction TypeTransfer
Record UpdatedJun 1, 2023
Title CompanyDIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

AmountAmount Recorded
Tax$1,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2454 N RIVER RD, SAGINAW, MI 48609-9638

Transferred To (Grantee/Buyer)

NameVerified Name
Address4569 FIELDSTONE LN, SAGINAW, MI 48603-5206

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateAug 3, 2017
Property Address6540 STATE ST, SAGINAW, MI 48603-3433
Document Number0000022435
Instrument DateJul 31, 2017
Instrument22435
Transaction TypeTransfer
Record UpdatedAug 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6540 STATE ST SAGINAW MI 486033433, SAGINAW, MI 48603-3433

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSaginaw Charter Township
Unified School DistrictSaginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,300 (+392.59%)$624,600 (+392.59%)
2025$11,741.00 (+207.6%)
2023$63,400$126,800
2022$3,817.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimMay 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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