Polk County property record for 6540 Snell Rd, Bartow, FL 33830 · Last verified July 2026
| Property Type | Pasture |
|---|---|
| Details | 3 bd · 2 ba · 2,370 sqft · built 1982 |
| Lot Size | 4.89 acres (213,387 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $751,000 (Jan 2026) |
| Tax Bill | $2,492 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 26-30-20-000000-044020 |
| Primary APN | 26-30-20-000000-044020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,370 sqft Gross Area |
| 1st Floor Area | 1,818 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 213,387 sqft |
| View / Lot | Agricultural |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 490 sqft |
| Shed | 1 Shed |
| Shed Area | 1,728 sqft |
| Street Address | 6540 SNELL RD |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8618 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Legal Description | COMM SW COR OF SEC RUN E 679.17 FT FOR POB N 704 FT E 310 FT S 704 FT W 310 FT TO POB LESS R/W |
| Legal Range | 26E |
| Legal Township | 30S |
| Legal Section | 20 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 6 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 15301 |
Source: Polk County records · APN 26-30-20-000000-044020
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6540 SNELL RD, BARTOW, FL 33830-8618 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Nov 16, 2020 | Deed of Trust, Mortgage AMERICAN LIBERTY MTG |
| Jun 20, 2019 | Deed of Trust, Mortgage ATLANTIC BAY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2026 · Amount on Record |
| Deed Sale | Jan 26, 2026 · Amount on Record |
| Prior Sale | Jan 25, 2010 · Amount on Record |
| Deed Document Number | 202619617 |
| Deed Book / Page | 13858 / 346 |
| Prior Transfer Date | Jul 07, 2006 |
| Prior Transfer Doc | 0000228693 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 26, 2026 |
| Property Address | 6540 SNELL RD, BARTOW, FL 33830-8618 |
| Document Number | 0000019617 |
| Book / Page | 13858 / 346 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026019617 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,257.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1024 CAMPBELL AVE, LAKE WALES, FL 33853-4213 |
| Name | Verified Name |
|---|---|
| Address | 6540 SNELI ROAD SNELI ROAD, BARTOW, FL 33830 |
| Document Number | 0000019618 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 13858/349 |
| Instrument | 2026019618 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6540 SNELL RD, BARTOW, FL 33830-8618 |
| Document Number | 0114722100 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6540 SNELL RD BARTOW FL 338308618, BARTOW, FL 33830-8618 |
| Document Number | 0114722100 |
|---|---|
| Date | Dec 01, 2020 |
| Book Page | 011472/002100 |
| Instrument | 256145 |
| Name | AMERICAN LIBERTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6540 SNELL RD, BARTOW, FL 33830-8618 |
| Document Number | 0108931429 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | GOLDEN RULE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6540 SNELL RD BARTOW FL 338308618, BARTOW, FL 33830-8618 |
| Document Number | 0108931429 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 010893/001429 |
| Instrument | 137195 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 30, 2049 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,492.00 (-14.6%) Homeowner's exemption | $232,969 (+6.32%) | $492,666 (+2.72%) Land $203,421 Building $289,245 |
| 2023 | $2,918.00 (+5.53%) Homeowner's exemption | $219,117 (+3.22%) Land $93,487 Building $125,630 | $479,603 (+30.35%) Land $181,499 Building $298,104 |
| 2022 | $2,765.00 Homeowner's exemption | $212,274 Land $50,274 Building $162,000 | $367,939 Land $98,378 Building $269,561 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 171.8 ft |
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 176 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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