6540 Schley Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 6540 Schley Ln, Gloucester, VA 23061

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,388 sqft · built 1899
Lot Size2.25 acres (98,010 sqft)
OwnerIndividual Name on Record
Tax Bill$1,649 (2026)
Deeds & MortgagesApr 2017 Refinance
Flood ZoneZone X (moderate risk)
APN23652

Property Details

APN / Parcel Number

Primary APN23652

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,388 sqft Living Area
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area98,010 sqft (2.25 acres)
Garage Area432 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address6540 SCHLEY LN
CityGLOUCESTER
StateVA
Zip23061-4819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-2
Legal DescriptionWARE NECK
Legal SubdivisionPLAT: PDB74 422
JurisdictionGLOUCESTER VA
Township / Civil DivisionWARE
Census Block Group2
Census Block2034
Census Tract100203

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6540 SCHLEY LN, GLOUCESTER, VA 23061-4819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 16, 2007
Transfer Doc0000006232
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address6540 SCHLEY LN, GLOUCESTER, VA 23061-4819
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number170001858
DateApr 21, 2017
Instrument170001858
Lender
NameSUNTRUST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term357 Months
DueJan 20, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,649.00 (+120.16%)$282,900 (+15.95%) Land $80,380 Building $202,520$282,900 (+15.95%) Land $80,380 Building $202,520
2025$749.00 (-47.33%)$243,990 (-) Land $56,380 Building $187,610$243,990 (-) Land $56,380 Building $187,610
2024$1,422.00$243,990 (-) Land $56,380 Building $187,610$243,990 (-) Land $56,380 Building $187,610
2023$1,422.00 (+42.06%)$243,990 (+76.59%) Land $56,380 Building $187,610$243,990 (+76.59%) Land $56,380 Building $187,610
2022$1,001.00$138,170 Land $41,560 Building $96,610$138,170 Land $41,560 Building $96,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims109 (1985–2016)
Claims Outside the SFHA13 of 109
Most Recent ClaimSep 2016 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims
  • Hurricane Isabel, Sep 2003 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Schley Ln

Nearby Streets

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