6540 Ranch Rd E, Grand Bay, AL 36541 Property Records

Mobile County property record for 6540 Ranch Rd E, Grand Bay, AL 36541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 2007
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Dec 2017)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023601010000001111`

Property Details

APN / Parcel Number

Primary APN	`R023601010000001111`
Alternative APNs	`36 01 01 0 000 001.111` `03545051` `3545051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area
1st Floor Area	2,006 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	104,980 sqft (2.41 acres)
Porch	Slab
Porch Area	130 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3545051
Street Address	6540 RANCH RD E
City	GRAND BAY
State	AL
Zip	36541-3587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMG AT THE SE COR OF THE NE 1/4 OF SEC 1 T6S R4W TH RUN W A DIS OF 1355.40 FT TO A PT TH RUN N 00 DEG 06 MIN 00 SEC W A DIS
Legal Range	06S
Legal Township	06S
Legal Section	01
Legal Subdivision	RURAL ZONE TWO
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	2
Census Block	2011
Census Tract	6505

Owner

6540 Ranch Rd E is owned and occupied by two individuals who acquired it in November 2022.

Source: Mobile County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6540 RANCH RD E, GRAND BAY, AL 36541-3587
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Intrafamily Transfer, Transfer
Dec 27, 2017	Warranty Deed, Transfer · Conventional with PMI NAVIGATOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2017 · Amount on File
Deed Sale	Dec 27, 2017 · Amount on File
Deed Document Number	201771863
Deed Book / Page	7589 / 278
Last Transfer Date	Nov 29, 2022
Transfer Doc	0000075324
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOBILE AL
Recording Date	Dec 6, 2022
Property Address	6540 RANCH RD E, GRAND BAY, AL 36541-3587
Document Number	0000075324
Instrument Date	Nov 29, 2022
Instrument	2022075324
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6540 RANCH RD E, GRAND BAY, AL 36541-3587

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4540 E RANCH RD, GRAND BAY, AL 36541

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 27, 2017
Property Address	6540 RANCH RD E, GRAND BAY, AL 36541-3587
Document Number	0000071863
Book / Page	007589 / 000278
Instrument Date	Dec 23, 2017
Instrument	71863
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	SURETY LAND TITLE INSURANCE, SURETY LAND TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6540 RANCH RD GRAND BAY AL 36541, GRAND BAY, AL 36541

Mortgage

Document Number	71864
Date	Dec 27, 2017
Book Page	007589/000281
Instrument	71864

Lender

Name	NAVIGATOR CU
Type	Credit Union
Address	PASCAGOULA, MS 39567

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Dec 26, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 6540 Ranch Rd E was $1,082 with a homeowner's exemption, down 52.6% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00 (-52.56%) Homeowner's exemption	$22,680 (-1.43%) Land $3,600 Building $19,080	$226,800 (-1.43%) Land $36,000 Building $190,800
2024	$2,281.00 (+192.06%)	$23,010 (+39.88%) Land $3,700 Building $19,310	$230,100 (+39.88%) Land $37,000 Building $193,100
2023	$781.00 Homeowner's exemption	$16,450 Land $3,030 Building $13,420	$164,500 Land $30,300 Building $134,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6540 Ranch Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6540 Ranch Rd E is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10

May also be available: Mediacom Xtream.

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