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6540 Oak Estates Dr, Memphis, TN 38119 Property Records

Shelby County property record for 6540 Oak Estates Dr, Memphis, TN 38119

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3.5 ba · 5,106 sqft · built 1988
Lot Size0.358 acres (15,577 sqft)
Owner2 Individual Names on File
Last Sale$762,500 (Aug 2024)
Tax Bill$5,172 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-1026-D0-0002

Property Details

APN / Parcel Number

Primary APN08-1026-D0-0002

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area5,106 sqft Living Area
Gross Area5,731 sqft
1st Floor Area2,569 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2009
Architectural StyleEuropean
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,577 sqft (0.358 acres)
Lot Dimensions170 ft deep x 231 ft wide
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchOpen Porch
Porch Area527 sqft
Patio Area553 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address6540 OAK ESTATES DR
CityMEMPHIS
StateTN
Zip38119-6608
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeR-15
Legal DescriptionSEE MAP GRID# 168 E NS OAK ESTATES LN (PD)
Legal SubdivisionOAK ESTATES PD
Legal Lot Number2
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group1
Census Block1004
Census Tract21320

Owner

6540 Oak Estates Dr, a planned unit development, is owned by two individuals who bought it in August 2024.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1760 CARR AVE, MEMPHIS, TN 38104-5130
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2024 · Amount on File
Deed SaleAug 20, 2024 · Amount on File
Prior SaleFeb 4, 2016 · Amount on File
Deed Document Number202471107
Prior Transfer DateMar 1, 2010
Prior Transfer Doc0000033943
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address6540 OAK ESTATES DR, MEMPHIS, TN 38119-6608
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title CompanyMID SOUTH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009364
DateFeb 17, 2021
Instrument21019364
Lender
NameTRIUMPH MORTGAGE
TypeMortgage Company
AddressCOLLIERVILLE, TN 38017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6540 Oak Estates Dr was $5,172.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,172.00$192,275 Land $32,000 Building $160,275$769,100 Land $128,000 Building $641,100
2023$174,150 Land $32,000 Building $142,150
2022$10,608.00
2021$696,600 Land $128,000 Building $568,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6540 Oak Estates Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1978–2009)
Claims Outside the SFHA1 of 7
Most Recent ClaimJun 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6540 Oak Estates Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

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