6540 N Troy St, Chicago, IL 60645 Property Records

Cook County property record for 6540 N Troy St, Chicago, IL 60645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,408 sqft · built 1951
Lot Size	0.074 acres (3,210 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Apr 2012)
Tax Bill	$4,997 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-36-312-039`

Property Details

APN / Parcel Number

Primary APN	`10-36-312-039`
Alternative APN	`10-36-312-039-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1953
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,210 sqft (0.074 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	6540 N TROY ST
City	CHICAGO
State	IL
Zip	60645-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(HOLLYWOOD) RESUB OF LTS 49-64 IN REINBERGS NORTH CHA NNEL SUB NO 2 SUB OF PT LT 2 OF LT 1 OF EX EAST 505.82FT OF N631.21FT O
Legal Range	13E
Legal Township	41N
Legal Section	36
Legal Subdivision	REINBERGS NORTH CHA NNEL SUB
Legal Lot Number	1,2
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2009
Census Tract	20301

Owner

6540 N Troy St is owned and occupied by an individual who bought it in April 2012.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	6540 N TROY ST, CHICAGO, IL 60645-4119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 9, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2012 · Amount on File
Deed Sale	Apr 9, 2012 · Amount on File
Prior Sale	Apr 11, 2011
Deed Document Number	201235007
Prior Transfer Date	Sep 3, 1997
Prior Transfer Doc	0000000102
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	6540 N TROY ST, CHICAGO, IL 60645-4119
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 N TROY ST, CHICAGO, IL 60645-4119

Mortgage

Document Number	0035222124
Date	Dec 18, 2025
Instrument	2535222124

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Oct 9, 2025
Property Address	6540 N TROY ST, CHICAGO, IL 60645-4119
Document Number	0028220326
Map Reference	DOC 1355509
Instrument Date	Oct 1, 2025
Instrument	2528220326
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 N TROY ST, CHICAGO, IL 60645-4119

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,000 Land $8,025 Building $33,975	$420,000 Land $80,250 Building $339,750
2023	$4,997.00 (+3.05%) Homeowner's exemption	$27,000 (-) Land $6,420 Building $20,580	$270,000 (-) Land $64,200 Building $205,800
2022	$4,849.00 Homeowner's exemption	$27,000 Land $6,420 Building $20,580	$270,000 Land $64,200 Building $205,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6540 N Troy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6540 N Troy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 963 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on N Troy St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures